3381 Pumpkintown Rd, Sylva, NC 28779 Property Records

Jackson County property record for 3381 Pumpkintown Rd, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 925 sqft · built 1901
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Apr 2024)
Tax Bill	$700 (2025)
Deeds & Mortgages	Apr 2024 Sale Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7527-61-2020`

Property Details

APN / Parcel Number

Primary APN	`7527-61-2020`
Alternative APN	`182298`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	925 sqft Heated Area
1st Floor Area	700 sqft
Attic	Attic
Attic Area	225 sqft
Flooring	Carpet
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1980
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	10,454 sqft (0.24 acres)

Exterior Amenities

Porch	Slab
Porch Area	200 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	3381 PUMPKINTOWN RD
City	SYLVA
State	NC
Zip	28779-7262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PUMPKINTOWN RD
Jurisdiction	JACKSON NC
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1063
Census Tract	950500

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1233, CHEROKEE, NC 28719-1233
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Warranty Deed, Transfer
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK HOME LOANS LLC
Jun 29, 2020	Warranty Deed, Transfer · Construction Mortgage KEITH R & ELANIE R LOFTIS
Feb 13, 2019	Warranty Deed, Transfer · ARM LOCAL GOVERNMENT FEDERAL CREDIT UNTION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2024 · Amount on Record
Deed Sale	Apr 1, 2024 · Amount on Record
Prior Sale	Jun 29, 2020 · Amount on Record
Deed Book / Page	2374 / 1165
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Apr 1, 2024
Property Address	3381 PUMPKINTOWN RD, SYLVA, NC 28779-7262
Document Number	0023741165
Book / Page	2374 / 1165
Instrument Date	Mar 26, 2024
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Amount	Amount Recorded
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 13, DUNLAP, CA 93621-0013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1233, CHEROKEE, NC 28719-1233

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	3381 PUMPKINTOWN RD, SYLVA, NC 28779-7262
Transaction Type	Mortgage
Record Updated	Feb 23, 2022
Title Company	PRIORITY TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023251526
Date	Jan 28, 2022
Book Page	2325/1526

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jun 29, 2020
Property Address	3381 PUMPKINTOWN RD, SYLVA, NC 28779-7262
Document Number	0022700268
Book / Page	002270 / 000268
Instrument Date	Jun 25, 2020
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$271.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 13 DUNLAP CA 936210013, DUNLAP, CA 93621-0013

Mortgage

Document Number	22700272
Date	Jun 29, 2020
Book Page	002270/000272

Lender

Name	KEITH R & ELANIE R LOFTIS
Address	10913 BERNADINE AVE, CLOVIS, CA 93619-5222

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 28, 2021

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Feb 13, 2019
Property Address	3381 PUMPKINTOWN RD, SYLVA, NC 28779-7262
Document Number	0022311647
Book / Page	2231 / 1647
Instrument Date	Feb 13, 2019
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3381 PUMPKINTOWN RD, SYLVA, NC 28779-7262

Mortgage

Document Number	0022311650
Date	Feb 13, 2019
Book Page	2231/1650

Lender

Name	LOCAL GOVERNMENT FEDERAL CREDIT UNTION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.3%
Type Change Date	Feb 13, 2024
Index	5-Year CMT

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$184,406 (+35.72%) Land $17,260 Building $167,146
2025	$700.00 (+35.66%)
2023	$516.00	$135,870 Land $16,480 Building $119,390

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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