3380 SE 96th St, Runnells, IA 50237 Property Records

Polk County property record for 3380 SE 96th St, Runnells, IA 50237

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,087 sqft · built 2024
Lot Size	0.986 acres (42,956 sqft)
Owner	2 Individual Names on File
Last Sale	$605,000 (Oct 2025)
Tax Bill	$24 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2024 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`160/00765-017-558`

Property Details

APN / Parcel Number

Primary APN	`160/00765-017-558`
Alternative APN	`782220226008`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,087 sqft Living Area
Gross Area	4,312 sqft
1st Floor Area	1,739 sqft
Basement Area	1,739 sqft
Finished Basement	1,348 sqft
Unfinished Basement	391 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Ranch
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	42,956 sqft (0.986 acres)
Lot Dimensions	289 ft deep x 148 ft wide
Garage Type	Attached
Garage Area	834 sqft
Porch	Open Porch
Porch Area	80 sqft
Deck Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3380 SE 96TH ST
City	RUNNELLS
State	IA
Zip	50237-1036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 8 MEADOW BROOK ESTATES PLAT 2
Legal Subdivision	MEADOW BROOK ESTATES PLAT 2
Legal Lot Number	8
Jurisdiction	POLK IA
Township / Civil Division	CAMP
Census Block Group	1
Census Block	1028
Census Tract	10702

Owner

3380 SE 96th St is owned and occupied by two individuals who bought it in October 2025.

Source: Polk County records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3380 SE 96TH ST, RUNNELLS, IA 50237-1036
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage STATE SAVINGS BANK
Jul 30, 2024	Warranty Deed, Construction Loan · Construction Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2025 · Amount on File
Deed Sale	Oct 7, 2025 · Amount on File
Prior Sale	Jul 30, 2024 · Amount on File
Deed Document Number	202560114
Deed Book / Page	20294 / 790
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3380 SE 96TH ST, RUNNELLS, IA 50237-1036
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 RIDGEWOOD BLVD, PLEASANT HILL, IA 50327-2228

Mortgage

Document Number	0000060116
Date	Oct 7, 2025
Book Page	20294/795
Instrument	2025-00060116

Lender

Name	STATE SAVINGS BANK
Type	Bank
Address	4800 MILLS CIVIC PKWY STE 100, WEST DES MOINES, IA 50265

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2055

July 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jul 30, 2024
Property Address	3380 SE 96TH ST, RUNNELLS, IA 50237-1036
Document Number	0000038221
Book / Page	19867 / 569
Instrument Date	Jul 23, 2024
Instrument	2024-00038221
Transaction Type	Construction Loan
Record Updated	Oct 16, 2025

Transaction

Amount	Amount on Record
Tax	$111.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5933 NW 90TH CT, JOHNSTON, IA 50131-1890

Mortgage

Document Number	0000038222
Date	Jul 30, 2024
Instrument	2024-00038222

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	12.2%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Unified School District	Southeast Polk Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$576,700 Land $73,000 Building $503,700	$576,700 Land $73,000 Building $503,700
2024	$24.00
2023		$1,090 Land $1,090	$1,090 Land $1,090
2020	$22.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3380 SE 96th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3380 SE 96th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

May also be available: Nextlink.

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