3380 Crystal Ct E, Apt M, Palm Harbor, FL 34685 Property Records

Pinellas County property record for 3380 Crystal Ct E, Apt M, Palm Harbor, FL 34685

Property Summary

Property Type	Condominium
Details	1,240 sqft · built 1984
Owner	Individual Name on File
Last Sale	$210,000 (May 2022)
Tax Bill	$3,245 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-757-9468-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-757-9468-5`
Alternative APNs	`33-27-16-19999-380-0130` `162733199993800130` `R361500`

Interior

Stories	1 Story
Building Area	1,240 sqft Heated Area
1st Floor Area	1,240 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1991
Exterior Material	Brick/Stone
Construction Type	Wood Frame
View / Lot	Water

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R361500
Old Parcel Number	162733199993800130
Street Address	3380 CRYSTAL CT E APT M, M
City	PALM HARBOR
State	FL
Zip	34685-1205
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CRYSTAL LAKE CONDO BLDG 3380, UNIT M
Legal Range	16
Legal Township	27
Legal Section	33
Legal Subdivision	CRYSTAL LAKE CONDO
Legal Lot Number	6273
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1009
Census Tract	27329

Owner

3380 Crystal Ct E, Apt M is owned and occupied by an individual who bought it in May 2022.

Source: Pinellas County records, as of December 26, 2025

Owner of Record	Individual Name on File
Mailing Address	3380 CRYSTAL CT E APT M, M, PALM HARBOR, FL 34685-1205
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2022 · Amount on File
Deed Sale	May 26, 2022 · Amount on File
Prior Sale	Dec 11, 2014
Deed Document Number	2022167774
Deed Book / Page	22077 / 2553
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 26, 2022
Property Address	3380 CRYSTAL CT E APT M, M, PALM HARBOR, FL 34685-1205
Document Number	0220772553
Book / Page	22077 / 2553
Map Reference	MB 5862 PG 737
Instrument Date	May 23, 2022
Instrument	2022167774
Transaction Type	Transfer
Record Updated	Jun 20, 2022
Title Company	WESTCHASE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12109 LAKE BLVD, 12109, TRINITY, FL 34655-2333

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3380 CRYSTAL CT E APT M, M, PALM HARBOR, FL 34685-1205

Mortgage

Document Number	0220772555
Date	May 26, 2022
Instrument	22077/2555

Lender

Name	SUNCOAST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jul 1, 2032
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	4.87%
Index	1-Year CMT
Max Rate	8.87%

Tax Assessment & Valuation

The 2025 property tax bill for 3380 Crystal Ct E, Apt M was $3,245 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,245.00 Homeowner's exemption	$217,818	$217,818 Building $217,818
2023	$3,515.00 (+21.08%) Homeowner's exemption	$234,295 (+28.01%)	$234,295 (+28.01%) Building $234,295
2022	$2,903.00	$183,025	$183,025 Building $183,025

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3380 Crystal Ct E, Apt M in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 135 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	159 units insured incl. 24 condo units
Nearby Flood Claims	5 (2011–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3380 Crystal Ct E, Apt M is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20