3380 Cloverdale Rd, Bremo Bluff, VA 23022 Property Records

Fluvanna County property record for 3380 Cloverdale Rd, Bremo Bluff, VA 23022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 2000
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Jan 2005)
Tax Bill	$1,209 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`60 8 21`

Property Details

APN / Parcel Number

Primary APN	`60 8 21`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,792 sqft Living Area
Gross Area	1,896 sqft
1st Floor Area	1,792 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2008
Architectural Style	Mobile Home
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
Deck Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3380 CLOVERDALE RD
City	BREMO BLUFF
State	VA
Zip	23022-2309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	DB 617-38 AC 5.0
Legal Subdivision	FORK UNION MAGISTERIAL
Legal Block	2
Jurisdiction	FLUVANNA VA
Township / Civil Division	FORK UNION
Census Block Group	4
Census Block	4002
Census Tract	20200

Owner

3380 Cloverdale Rd is owned and occupied by an individual who bought it in January 2005.

Source: Fluvanna County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3380 CLOVERDALE RD, BREMO BLUFF, VA 23022-2309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 29, 2017	Deed of Trust, Mortgage · Commercial Mortgage UNION BANK & TRUST
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Nov 22, 2019	Deed of Trust, Mortgage · FHA Mortgage C & F MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2005 · Amount on File
Deed Sale	Jan 31, 2005 · Amount on File
Deed Document Number	2005628
Deed Book / Page	617 / 38
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Recording Date	Sep 30, 2026
Property Address	3380 CLOVERDALE RD, BREMO BLUFF, VA 23022-2309
Document Number	0000002973
Instrument Date	Sep 29, 2026
Instrument	20262973
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3380 CLOVERDALE RD, BREMO BLUFF, VA 23022-2309

Mortgage

Document Number	0000002973,
Date	Sep 30, 2026
Instrument	20262973

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	3380 CLOVERDALE RD, BREMO BLUFF, VA 23022-2309
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1703821
Date	Nov 29, 2017
Instrument	1703821

Lender

Name	UNION BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 27, 2037

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	3380 CLOVERDALE RD, BREMO BLUFF, VA 23022-2309
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200005372
Date	Dec 22, 2020
Instrument	200005372

Lender

Name	PRIMELENDING
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	192 Months
Due	Jan 1, 2036

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	3380 CLOVERDALE RD, BREMO BLUFF, VA 23022-2309
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1903592
Date	Nov 22, 2019
Instrument	1903592

Lender

Name	C & F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3380 Cloverdale Rd was $1,209.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,200 (-) Land $48,500 Building $111,700	$160,200 (-) Land $48,500 Building $111,700
2025	$1,209.00	$160,200 Land $48,500 Building $111,700	$160,200 Land $48,500 Building $111,700
2023		$137,200 Land $48,500 Building $88,700	$137,200 Land $48,500 Building $88,700
2022	$1,157.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3380 Cloverdale Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1985–1996)
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3380 Cloverdale Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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