338 Stella St, Commerce, GA 30529 Property Records

Jackson County property record for 338 Stella St, Commerce, GA 30529

Property Summary

Property Type	Residential Vacant Land
Details	2.5 ba · 2,325 sqft · built 2025
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Individual Names on Record
Last Sale	$383,920 (Jul 2026)
Tax Bill	$950 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020J 004`

Property Details

APN / Parcel Number

Primary APN	`020J 004`
Alternative APN	`46568`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,325 sqft Living Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Lot Area	31,363 sqft (0.72 acres)
Garage Type	Attached
Garage Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	46568
Street Address	338 STELLA ST
City	COMMERCE
State	GA
Zip	30529-3153
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	001
Legal Description	LOT 4 AUSTIN RIDGE SUBD
Legal Subdivision	AUSTIN RIDGE
Legal Lot Number	4
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	4
Census Block	4028
Census Tract	10300

Owner

Source: Jackson County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	338 STELLA ST, COMMERCE, GA 30529-3153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Warranty Deed, Transfer · Conventional Mortgage CAPITAL HOME LOANS
Oct 27, 2025	Limited Warranty Deed, Transfer TRUSTMARK BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2026 · Amount on Record
Deed Sale	Jul 9, 2026 · Amount on Record
Deed Book / Page	121A / 298
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Jul 9, 2026
Property Address	338 STELLA ST, COMMERCE, GA 30529-3153
Document Number	0121000298
Book / Page	121A / 298
Instrument Date	Jul 8, 2026
Transaction Type	Transfer
Record Updated	Aug 17, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	338 STELLA ST, COMMERCE, GA 30529-3153

Mortgage

Document Number	0121000300,
Date	Jul 9, 2026
Book Page	121A/300

Lender

Name	CAPITAL HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

October 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Oct 27, 2025
Property Address	338 STELLA ST, COMMERCE, GA 30529-3153
Document Number	00117N0419
Book / Page	117N / 419
Instrument Date	Oct 23, 2025
Transaction Type	Transfer
Record Updated	Feb 27, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 BRISCOE BLVD, LAWRENCEVILLE, GA 30046-6701
Investor	Possibly a Property Investor

Mortgage

Document Number	000117N423
Date	Oct 27, 2025
Instrument	117N/423

Lender

Name	TRUSTMARK BANK

Agreement

Amount	Amount Recorded
Term	3 Months
Due	Jan 1, 2026

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,480 (+283.37%) Land $35,600 Building $100,880	$341,200 (+283.37%) Land $89,000 Building $252,200
2025	$950.00	$35,600 Land $35,600	$89,000 Land $89,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Windstream Cable · DSL	1,000 / 25

May also be available: Verizon.

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