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338 Sapling Way, Atco, NJ 08004 Property Records

Camden County and Waterford Township property record for 338 Sapling Way, Atco, NJ 08004

Property Summary

Property TypeSingle Family Home
Details1,872 sqft · built 1997
Lot Size0.207 acres (8,999 sqft)
Owner2 Individual Names on Record
Last Sale$415,000 (Oct 2025)
Tax Bill$8,582 (2025)
Deeds & MortgagesJul 2025 Line of Credit
Oct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN35-00502-0000-00200

Property Details

APN / Parcel Number

Primary APN35-00502-0000-00200
Alternative APN
  • 3500401000000053

Interior

Building Area1,872 sqft Living Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Lot Area8,999 sqft (0.207 acres)
Lot Dimensions120 ft deep x 75 ft wide

Location & Zoning

Old Parcel Number3500401000000053
Street Address338 SAPLING WAY
CityATCO
StateNJ
Zip08004-1933
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal SubdivisionLOTS-GIBERSON TRACT SEC I
Legal Block502
Legal Lot Number200
JurisdictionCAMDEN NJ
Township / Civil DivisionWATERFORD
Census Block Group2
Census Block2004
Census Tract608901

Owner

Source: Camden County and Waterford Township records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address338 SAPLING WAY, ATCO, NJ 08004-1933
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2025Deed of Trust, Mortgage · Line of Credit
CROSSCOUNTRY MORTGAGE LLC
Oct 2, 2025Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2025 · Amount on Record
Deed SaleOct 2, 2025 · Amount on Record
Prior SaleOct 7, 1996 · Amount on Record
Deed Document Number202562690
Deed Book / Page12931 / 1491
Record UpdatedSep 20, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMDEN NJ
Property Address338 SAPLING WAY, ATCO, NJ 08004-1933
Transaction TypeMortgage
Record UpdatedOct 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address338 SAPLING WAY, ATCO, NJ 08004-1933

Mortgage

Document Number0000044582
DateJul 18, 2025
Book Page12871/255
Instrument2025044582
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJun 19, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionCAMDEN NJ
Recording DateOct 2, 2025
Property Address338 SAPLING WAY, ATCO, NJ 08004-1933
Document Number0000062690
Book / Page12931 / 1491
Instrument DateSep 26, 2025
Instrument2025062690
Transaction TypeTransfer
Record UpdatedOct 17, 2025
Title CompanyYOUR HOMETOWN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,559.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2043 SALEM LN, WILLIAMSTOWN, NJ 08094-3648

Transferred To (Grantee/Buyer)

NameVerified Name
Address338 SAPLING WAY, ATCO, NJ 08004-1933

Mortgage

Document Number0129311498
DateOct 2, 2025
Instrument12931/1498
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: Camden County and Waterford Township assessment roll, as of July 1, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCamden County
County SubdivisionWaterford Township
Unified School DistrictWaterford Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$188,200 (-) Land $43,100 Building $145,100$188,200 (-) Land $43,100 Building $145,100
2025$8,582.00 (+3.5%)$188,200 (-) Land $43,100 Building $145,100$188,200 (-) Land $43,100 Building $145,100
2024$8,292.00 (+7.31%)
2023$188,200 Land $43,100 Building $145,100$188,200 Land $43,100 Building $145,100
2022$7,727.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERFORD TOWNSHIP WATER DEPT.
serves 1,300 people · EPA ID NJ0435003
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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