338 Raystown Rd, Everett, PA 15537 Property Records

Bedford County property record for 338 Raystown Rd, Everett, PA 15537

Property Summary

Property Type	Single Family Home
Details	1,344 sqft · built 2000
Lot Size	0.493 acres (21,475 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Nov 2017)
Tax Bill	$77,897 (2026)
Deeds & Mortgages	Jun 2021 Mortgage May 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`G.09-C.01-099`

Property Details

APN / Parcel Number

Primary APN	`G.09-C.01-099`
Alternative APN	`260-084125`

Interior

Stories	1 Story
Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	21,475 sqft (0.493 acres)
Garage Type	Attached

Location & Zoning

Street Address	338 RAYSTOWN RD
City	EVERETT
State	PA
Zip	15537-3445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	338 RAYSTOWN ROAD LOT 8
Legal Lot Number	8
Jurisdiction	BEDFORD PA
Township / Civil Division	WEST PROVIDENCE
Census Block Group	1
Census Block	1046
Census Tract	960600

Owner

Source: Bedford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	338 RAYSTOWN RD, EVERETT, PA 15537-3445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Deed of Trust, Mortgage · Commercial Mortgage HOMETOWN BANK OF PENNSYLVANIA
May 15, 2017	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Jul 19, 2018	Deed of Trust, Mortgage · Commercial Mortgage HOMETOWN BANK OF PENNSYLVANIA
Dec 1, 2020	Deed of Trust, Mortgage · Line of Credit HOMETOWN BANK OF PENNSYLVANIA
Nov 7, 2017	Deed, Transfer · Commercial Mortgage HOMETOWN BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2017 · Amount on Record
Deed Sale	Nov 7, 2017 · Amount on Record
Prior Sale	Aug 15, 2016 · Amount on Record
Deed Document Number	20175759
Deed Book / Page	1610 / 857
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	338 RAYSTOWN RD, EVERETT, PA 15537-3445
Transaction Type	Mortgage
Record Updated	Jun 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/3271
Date	Jun 3, 2021
Book Page	2021/3271
Instrument	2021-003271

Lender

Name	HOMETOWN BANK OF PENNSYLVANIA
Type	Bank
Address	BEDFORD, PA 15522

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	338 RAYSTOWN RD, EVERETT, PA 15537-3445
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017002366
Date	May 15, 2017
Instrument	2017-002366

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Jun 1, 2044

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	338 RAYSTOWN RD, EVERETT, PA 15537-3445
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/3230
Date	Jul 19, 2018
Book Page	2018/3230
Instrument	2018-003230

Lender

Name	HOMETOWN BANK OF PENNSYLVANIA
Type	Bank
Address	EVERETT, PA 15537

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	338 RAYSTOWN RD, EVERETT, PA 15537-3445
Transaction Type	Mortgage
Record Updated	Dec 22, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/6561
Date	Dec 1, 2020
Book Page	2020/6561
Instrument	2020-006561

Lender

Name	HOMETOWN BANK OF PENNSYLVANIA
Type	Bank
Address	EVERETT, PA 15537

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 30, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Nov 7, 2017
Property Address	338 RAYSTOWN RD, EVERETT, PA 15537-3445
Document Number	1610/857
Book / Page	1610 / 857
Instrument Date	Nov 2, 2017
Instrument	2017-005759
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	338 RAYSTOWN RD, 338, EVERETT, PA 15537-3445

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	338 RAYSTOWN RD, EVERETT, PA 15537-3445

Mortgage

Document Number	2017005760
Date	Nov 7, 2017
Instrument	2017-005760

Lender

Name	HOMETOWN BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Nov 7, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	West Providence Township
Unified School District	Everett Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$77,897.00 (+3,486.42%)	$135,600 (-) Land $24,400 Building $111,200	$135,600 (-) Land $24,400 Building $111,200
2025			$135,600 (-) Land $24,400 Building $111,200
2023	$2,172.00 Additional exemption filed	$135,600 Land $24,400 Building $111,200
2012			$135,600 Land $24,400 Building $111,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	48 (1978–2025)
Claims Outside the SFHA	2 of 48
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Tropical Depression Ivan, Sep 2004 · 9 claims Severe Storms And Flooding, Jan 1996 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVERETT BORO MUNI AUTH serves 2,048 people · EPA ID PA4050012
Water Source	Groundwater
Last State Inspection	Apr 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Crowsnest Broadband Fixed Wireless	400 / 100

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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