Cleveland County property record for 338 Old Stubbs Rd, Cherryville, NC 28021
| Property Type | Single Family Home |
|---|---|
| Details | 2,044 sqft · built 1985 |
| Lot Size | 3.86 acres (168,447 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,000 (Aug 2009) |
| Tax Bill | $2,148 (2026) |
| Deeds & Mortgages | Nov 2021 Line of Credit Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14174 |
| Primary APN | 14174 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 2,044 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Shed Roof |
| Roof Material | Metal |
| Lot Area | 168,447 sqft (3.86 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 800 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 319 sqft |
| Deck Area | 144 sqft |
| Bath House | 208 sqft |
| Storage Building | 80 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1317291 |
|---|---|
| Street Address | 338 OLD STUBBS RD |
| City | CHERRYVILLE |
| State | NC |
| Zip | 28021-9395 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA0 |
| Legal Description | 3.867 AC RD 2070 |
| Legal Subdivision | MOSS LAKE |
| Legal Block | 5 |
| Legal Lot Number | 2 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 950301 |
338 Old Stubbs Rd is owned and occupied by two individuals who acquired it in August 2017.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 338 OLD STUBBS RD, CHERRYVILLE, NC 28021-9395 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 30, 2021 | Deed of Trust, Mortgage · Line of Credit TRULIANT FCU |
| Oct 14, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Oct 11, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 30, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2009 · Amount on File |
| Deed Sale | Aug 12, 2009 · Amount on File |
| Prior Sale | Apr 27, 2005 · Amount on File |
| Deed Book / Page | 1581 / 1326 |
| Last Transfer Date | Aug 24, 2017 |
| Transfer Doc | 0017491949 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 338 OLD STUBBS RD, CHERRYVILLE, NC 28021-9395 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0018582140 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 1858/2140 |
| Instrument | 200064940 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 24, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 338 OLD STUBBS RD, CHERRYVILLE, NC 28021-9395 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0018232720 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 1823/2720 |
| Instrument | 200045462 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Oct 11, 2017 |
| Property Address | 338 OLD STUBBS RD, CHERRYVILLE, NC 28021-9395 |
| Document Number | 0017521784 |
| Book / Page | 001752 / 001784 |
| Instrument Date | Oct 5, 2017 |
| Instrument | 5733 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 338 OLD STUBBS RD CHERRYVILLE NC 280219395, CHERRYVILLE, NC 28021-9395 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Aug 30, 2017 |
| Property Address | 338 OLD STUBBS RD, CHERRYVILLE, NC 28021-9395 |
| Document Number | 0017491947 |
| Book / Page | 001749 / 001947 |
| Instrument Date | Aug 24, 2017 |
| Instrument | 4228 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 338 OLD STUBBS RD CHERRYVILLE NC 280219395, CHERRYVILLE, NC 28021-9395 |
| Document Number | 17491949 |
|---|---|
| Date | Aug 30, 2017 |
| Book Page | 001749/001949 |
| Instrument | 4229 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 29, 2047 |
The 2026 property tax bill for 338 Old Stubbs Rd was $2,148, up 3.3% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,148.00 (+3.32%) | $327,438 (-) Land $51,437 Building $276,001 | $327,438 (-) Land $51,437 Building $276,001 |
| 2025 | $2,079.00 | $327,438 Land $51,437 Building $276,001 | $327,438 Land $51,437 Building $276,001 |
| 2023 | $244,598 Land $40,610 Building $203,988 | $244,598 Land $40,610 Building $203,988 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 338 Old Stubbs Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 338 Old Stubbs Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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