338 Key Rd, Ararat, NC 27007 Property Records

Surry County property record for 338 Key Rd, Ararat, NC 27007

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,780 sqft · built 1986
Lot Size	10.3 acres (450,410 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Sep 2020)
Tax Bill	$1,868 (2026)
Deeds & Mortgages	Dec 2021 Refinance Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5927-00-80-5129`

Property Details

APN / Parcel Number

Primary APN	`5927-00-80-5129`
Alternative APN	`100117396`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,780 sqft Living Area
1st Floor Area	1,220 sqft
Attic	Attic
Attic Area	216 sqft
Flooring	Ceramic Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	450,410 sqft (10.3 acres)
Lot Width	361 ft Width
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	130 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100117396
Street Address	338 KEY RD
City	ARARAT
State	NC
Zip	27007-8335
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Description	KEY RD
Legal Subdivision	ELDORA
Jurisdiction	SURRY NC
Township / Civil Division	ELDORA
Census Block Group	1
Census Block	1025
Census Tract	931101

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	338 KEY RD, ARARAT, NC 27007-8335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TOWNE MORTGAGE CO
Sep 18, 2020	Warranty Deed, Transfer · FHA Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2020 · Amount on Record
Deed Sale	Sep 18, 2020 · Amount on Record
Prior Sale	Nov 1, 2003 · Amount on Record
Deed Document Number	2020676447
Deed Book / Page	1727 / 113
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	338 KEY RD, ARARAT, NC 27007-8335
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001794/14
Date	Dec 20, 2021
Book Page	1794/14
Instrument	691109

Lender

Name	TOWNE MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Sep 18, 2020
Property Address	338 KEY RD, ARARAT, NC 27007-8335
Document Number	1727/113
Book / Page	1727 / 113
Instrument Date	Sep 18, 2020
Instrument	676447
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	338 KEY RD, ARARAT, NC 27007-8335

Mortgage

Document Number	001727/116
Date	Sep 18, 2020
Book Page	1727/116
Instrument	676448

Lender

Name	RENASANT BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,868.00 (+1.52%)	$259,550 (-15.54%) Land $53,800 Building $205,750	$259,550 (-15.54%) Land $53,800 Building $205,750
2025	$1,840.00 (+28.31%)	$307,310 (+18.4%) Land $65,060 Building $242,250	$307,310 (+18.4%) Land $65,060 Building $242,250
2023	$1,434.00	$259,550 Land $53,800 Building $205,750	$259,550 Land $53,800 Building $205,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Key Rd

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