Baldwin County property record for 338 Iris Ct, Fairhope, AL 36532
| Property Type | Single Family Home |
|---|---|
| Details | built 2024 |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,122,852 (Nov 2025) |
| Deeds & Mortgages | Nov 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-09-30-0-000-078.312 |
| Primary APN | 46-09-30-0-000-078.312 |
|---|---|
| Alternative APNs |
|
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Account Number | 247045 |
|---|---|
| Street Address | 338 IRIS CT |
| City | FAIRHOPE |
| State | AL |
| Zip | 36532-7499 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 331 BATTLES TRACE AT THE COLONY PHASE 8 SLIDE 2955 A-D |
| Legal Subdivision | BATTLES TRACE AT THE COLONY, PHASE 8 |
| Legal Phase | 8 |
| Legal Lot Number | 331 |
| Jurisdiction | BALDWIN AL |
Source: Baldwin County records, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 338 IRIS CT, FAIRHOPE, AL 36532-7499 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2025 · Amount on Record |
| Deed Sale | Nov 14, 2025 · Amount on Record |
| Deed Document Number | 20252221632 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 338 IRIS CT, FAIRHOPE, AL 36532-7499 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3830 FAIRWAY TER, WOODBURY, MN 55125-5021 |
| Document Number | 0002221633 |
|---|---|
| Date | Nov 14, 2025 |
| Instrument | 2221633 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.97% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.9% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.9% |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Fairhope City |
| Unified School District | Baldwin County School District (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective September 27, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 70% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Mediacom Xtream.
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