338 Granite St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 338 Granite St, Biddeford, ME 04005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,594 sqft · built 1978
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$244,400 (Jul 2018)
Tax Bill	$6,653 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:16 L:48`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:16 L:48`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,594 sqft Living Area
Gross Area	4,115 sqft
1st Floor Area	1,594 sqft
Basement Area	828 sqft
Unfinished Basement	322 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	338 GRANITE ST
City	BIDDEFORD
State	ME
Zip	04005-9784
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Lot Number	48
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	1
Census Block	1018
Census Tract	25100

Owner

338 Granite St is owned and occupied by two individuals who bought it in July 2018.

Source: York County and Biddeford City records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	338 GRANITE ST, BIDDEFORD, ME 04005-9784
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jul 10, 2018	Warranty Deed, Transfer · FHA Mortgage NORWICH COMMERCAL GRP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2018 · Amount on File
Deed Sale	Jul 10, 2018 · Amount on File
Deed Document Number	201825897
Deed Book / Page	17750 / 835
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	338 GRANITE ST, BIDDEFORD, ME 04005-9784
Transaction Type	Mortgage
Record Updated	Dec 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191650420
Date	Dec 7, 2022
Book Page	19165/420
Instrument	2022050830

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2052

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Jul 10, 2018
Property Address	338 GRANITE ST, BIDDEFORD, ME 04005-9784
Document Number	0177500835
Book / Page	17750 / 0835
Instrument	2018025897
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018025898
Date	Jul 10, 2018
Instrument	2018025898

Lender

Name	NORWICH COMMERCAL GRP

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 338 Granite St was $6,653, up 6.4% from the year before.

Source: York County and Biddeford City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,653.00 (+6.36%)	$445,300 (+1.23%) Land $159,100 Building $286,200
2024	$6,255.00 (+11%)	$439,900 (+2.42%) Land $159,100 Building $280,800
2023	$5,635.00 (+3.81%)	$429,500 (+29.84%) Land $156,200 Building $273,300	$486,400
2022	$5,428.00	$330,800 Land $88,000 Building $242,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 338 Granite St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1981–2007)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 338 Granite St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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