338 Gardner St, Wayzata, MN 55391 Property Records

Hennepin County property record for 338 Gardner St, Wayzata, MN 55391

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 696 sqft · built 1947
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Jul 2002)
Tax Bill	$6,587 (2025)
Deeds & Mortgages	Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-117-22-21-0029`

Property Details

APN / Parcel Number

Primary APN	`06-117-22-21-0029`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	696 sqft Living Area
Gross Area	965 sqft
1st Floor Area	696 sqft
Basement Area	161 sqft
Family Room	Family Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Terrain	Wooded
View / Lot	Lake
Garage Type	Detached
Garage Area	308 sqft
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	338 GARDNER ST
City	WAYZATA
State	MN
Zip	55391-1030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 007 BLOCK 002 A WAYZATA PARK ADDN NLY 140 FT THEREOF 60 X 140
Legal Range	22
Legal Township	117
Legal Section	06
Legal Quarter	21
Legal Subdivision	WAYZATA PARK ADDN
Legal Block	2
Legal Lot Number	7
Jurisdiction	HENNEPIN MN
Township / Civil Division	WAYZATA
Census Block Group	2
Census Block	2003
Census Tract	27300

Owner

338 Gardner St is owned by an individual who acquired it in August 2015.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3071 LAKE SHORE BLVD, WAYZATA, MN 55391-2928
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2002 · Amount on File
Deed Sale	Jul 10, 2002 · Amount on File
Deed Document Number	2002799361
Last Transfer Date	Aug 5, 2015
Transfer Doc	0A10231528
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	338 GARDNER ST, WAYZATA, MN 55391-1030
Document Number	0010484380
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	CUSTOM HOME BUILDERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	338 GARDNER ST WAYZATA MN 553911030, WAYZATA, MN 55391-1030

Mortgage

Document Number	0010484380
Date	Sep 26, 2017
Instrument	10484380

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 338 Gardner St was $6,587, up 9.3% from the year before.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Wayzata City
Unified School District	Wayzata Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,587.00 (+9.35%)	$585,000 (+5.31%) Land $565,300 Building $19,700	$585,000 (+5.31%) Land $565,300 Building $19,700
2024	$6,024.00 (+20.67%)	$555,500 Land $424,600 Building $130,900	$555,500 Land $424,600 Building $130,900
2023	$4,992.00
2022		$476,000 Land $352,000 Building $124,000	$476,000 Land $352,000 Building $124,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 338 Gardner St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1987)
Most Recent Claim	Jul 1987 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 338 Gardner St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Wayzata serves 4,592 people · EPA ID MN1270054
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20