338 Ferrara Way, Vista, CA 92083 Property Records

San Diego County property record for 338 Ferrara Way, Vista, CA 92083

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,266 sqft · built 1992
Lot Size	0.109 acres (4,758 sqft)
Owner	2 Company Names on Record
Last Sale	$710,000 (Jun 2026)
Tax Bill	$6,148 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Jun 2026 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`163-281-38-00`

Property Details

APN / Parcel Number

Primary APN	`163-281-38-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,266 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	4,758 sqft (0.109 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	338 FERRARA WAY
City	VISTA
State	CA
Zip	92083-4804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPI
Legal Description	LOT 38 TR 012767
Legal Subdivision	VISTA 89-196
Legal Tract	012767
Legal Block	3
Legal Lot Number	38
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	19503

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	338 FERRARA WAY, VISTA, CA 92083-4804
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2025	Deed of Trust, Mortgage · Line of Credit CMG MORTGAGE INC
Jun 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage CHOICE LENDING
Jun 24, 2026	Grant Deed, Transfer · Conventional Mortgage CHOICE LENDING
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Apr 21, 2020	Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Feb 26, 2018	Grant Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC
Jan 25, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2026 · Amount on Record
Deed Sale	Jun 24, 2026 · Amount on Record
Prior Sale	Apr 21, 2020 · Amount on Record
Deed Document Number	2026180053
Prior Transfer Date	Jan 24, 2018
Prior Transfer Doc	0000029842
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	338 FERRARA WAY, VISTA, CA 92083-4804
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	338 FERRARA WAY, VISTA, CA 92083-4804

Mortgage

Document Number	0000175799
Date	Jul 2, 2025
Instrument	2025-0175799

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 30, 2026
Property Address	338 FERRARA WAY, VISTA, CA 92083-4804
Document Number	0000187526
Instrument Date	Jun 17, 2026
Instrument	2026187526
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	590 SONOMA ST, SAN MARCOS, CA 92078-4238

Mortgage

Document Number	0000187526,
Date	Jun 30, 2026
Instrument	2026187526

Lender

Name	CHOICE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 24, 2026
Property Address	338 FERRARA WAY, VISTA, CA 92083-4804
Document Number	0000180053
Instrument Date	Jun 7, 2026
Instrument	2026180053
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$78,881.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	338 FERRARA WAY, VISTA, CA 92083-4804

Mortgage

Document Number	0000180054,
Date	Jun 24, 2026
Instrument	2026180054

Lender

Name	CHOICE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	338 FERRARA WAY, VISTA, CA 92083-4804
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	338 FERRARA WAY, VISTA, CA 92083-4804

Mortgage

Document Number	0000680791
Date	Nov 2, 2020
Instrument	2020-0680791

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 21, 2020
Property Address	338 FERRARA WAY, VISTA, CA 92083-4804
Document Number	0000202067
Instrument	2020-0202067
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CORINTHIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000202068
Date	Apr 21, 2020
Instrument	2020-0202068

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 26, 2018
Property Address	338 FERRARA WAY, VISTA, CA 92083-4804
Document Number	0000074933
Map Reference	MAP 12767
Instrument Date	Feb 8, 2018
Instrument	2018-0074933
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	338 FERRARA WAY, LA JOLLA, CA 92038

Mortgage

Document Number	0000074934
Date	Feb 26, 2018
Instrument	2018-0074934

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 25, 2018
Property Address	338 FERRARA WAY, VISTA, CA 92083-4804
Document Number	0000029842
Instrument Date	Jan 23, 2018
Instrument	29842
Transaction Type	Transfer
Record Updated	Jan 31, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5337 OGDEN ST SAN DIEGO CA 921053235, SAN DIEGO, CA 92105-3235

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$485,245 (+2%) Land $345,808 Building $139,437
2025	$6,148.00 (+5.27%)	$475,731 (+4.04%) Land $339,028 Building $136,703
2024	$5,840.00 (+2.15%)
2023	$5,717.00 (+0.23%)	$457,260 Land $325,864 Building $131,396
2022	$5,704.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband, T-Mobile.

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