338 E Church St, Frederick, MD 21701 Property Records

Frederick County property record for 338 E Church St, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	2 ba · 1,246 sqft · built 1914
Lot Size	0.084 acres (3,657 sqft)
Owner	Individual Name on Record
Last Sale	$520,000 (Jun 2026)
Tax Bill	$7,263 (2025)
Deeds & Mortgages	Jun 2026 Sale Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-023490`

Property Details

APN / Parcel Number

Primary APN	`02-023490`
Alternative APNs	`2023490` `023490`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,244 sqft Living Area
1st Floor Area	622 sqft
Basement Area	400 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	3,657 sqft (0.084 acres)
Lot Dimensions	209 ft deep x 2 ft wide
Porch	Open Porch
Porch Area	136 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal

Location & Zoning

Account Number	023490
Street Address	338 E CHURCH ST
City	FREDERICK
State	MD
Zip	21701-5642
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	DR
Legal Description	LT 17 1/2 X 209 338 E. CHURCH ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	17,33
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2018
Census Tract	772200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	338 E CHURCH ST, FREDERICK, MD 21701-5642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Special Warranty Deed, Transfer KEY TITLE
Oct 5, 2017	Deed of Trust, Mortgage · VA Mortgage PRESIDENTIAL BANK FSB
Jun 29, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	Jun 29, 2021 · Amount on Record
Deed Book / Page	17931 / 44
Transfer Doc	0000001384
Record Updated	Oct 29, 2026

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 25, 2026
Property Address	338 E CHURCH ST, FREDERICK, MD 21701-5642
Document Number	1793000044
Book / Page	17931 / 44
Instrument Date	Apr 30, 2026
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	KEY TITLE

Transaction

Amount	Amount Recorded
Tax	$525,200.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	338 E CHURCH ST, FREDERICK, MD 21701-5642

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	338 E CHURCH ST, FREDERICK, MD 21701-5642
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0120650166
Date	Oct 5, 2017
Book Page	12065/0166
Instrument	12065-0166

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 29, 2021
Property Address	338 E CHURCH ST, FREDERICK, MD 21701-5642
Document Number	0150380412
Book / Page	15038 / 412
Instrument Date	Jun 11, 2021
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Tax	$1,257.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	289 CATALAN BLVD NE, ST PETERSBURG, FL 33704-3845

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,733 (+2.45%)	$422,000 (+7.35%) Land $168,200 Building $253,800
2025	$7,263.00 (+18.35%)	$393,100 (+47.21%) Land $128,200 Building $264,900	$393,100 (-) Land $128,200 Building $264,900
2024	$6,137.00 (+25.55%)
2023	$4,888.00	$267,033	$393,100 Land $128,200 Building $264,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (1982–1996)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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