338 Chestnut Dr, Boone, NC 28607 Property Records

Watauga County property record for 338 Chestnut Dr, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,988 sqft · built 1972
Lot Size	0.512 acres (22,303 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Jan 2011)
Tax Bill	$2,774 (2025)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2910-39-6787-000`

Property Details

APN / Parcel Number

Primary APN	`2910-39-6787-000`
Alternative APN	`1702048`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,988 sqft Living Area
1st Floor Area	1,748 sqft
Basement Area	1,840 sqft
Finished Basement	1,840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Footing
Roof Material	Asphalt
Lot Area	22,303 sqft (0.512 acres)
Garage Area	420 sqft
Porch	Porch
Porch Area	144 sqft
Patio Area	163 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Water Source	Commercial

Location & Zoning

Account Number	1702048
Street Address	338 CHESTNUT DR
City	BOONE
State	NC
Zip	28607-3907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BOR1
Legal Description	CHESTNUT DRIVE
Legal Subdivision	CHESTNUT DR
Jurisdiction	WATAUGA NC
Township / Civil Division	NEW RIVER
Census Block Group	1
Census Block	1044
Census Tract	920400

Owner

338 Chestnut Dr is owned and occupied by an individual who bought it in January 2011.

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	338 CHESTNUT DR, BOONE, NC 28607-3907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2011 · Amount on File
Deed Sale	Jan 21, 2011 · Amount on File
Deed Document Number	20116180
Deed Book / Page	1554 / 686
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	338 CHESTNUT DR, BOONE, NC 28607-3907
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020480866
Date	Sep 18, 2019
Book Page	2048/0866
Instrument	682702

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	5 Years
Min Rate At Change	3.75%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 338 Chestnut Dr was $2,774.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Boone Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$370,400 (-) Land $58,900 Building $311,500
2025	$2,774.00	$370,400 Land $58,900 Building $311,500
2024			$370,400 Land $58,900 Building $311,500
2023		$370,400 Land $58,900 Building $311,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 338 Chestnut Dr in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	20 (1989–2025)
Claims Outside the SFHA	12 of 20
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Tropical Storm Helene, Sep 2024 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 338 Chestnut Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BOONE serves 19,811 people · EPA ID NC0195010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Skyline Telephone, T-Mobile.

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