3379 Owens Rd, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 3379 Owens Rd, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,776 sqft
Lot Size	1.62 acres (70,567 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Aug 2023)
Tax Bill	$4,166 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Feb 2019 Transfer
Flood Zone	Zone AE (high risk)
APN	`151-017-200-008-04`

Property Details

APN / Parcel Number

Primary APN	`151-017-200-008-04`

Interior

Full Baths	2 Baths
Building Area	1,776 sqft Building Perimeter
1st Floor Area	1,776 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	70,567 sqft (1.62 acres)
Garage Area	1,152 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3379 OWENS RD
City	CHEBOYGAN
State	MI
Zip	49721-9567
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR A: PT OF GOVT LOT 1, SEC 17, T36N,R1E, DESC AS: COM AT E1/4 COR OF SEC 17; TH S 00D 00M 00S W ALG E LI OF SD SEC
Legal Range	01E
Legal Township	001
Legal Section	17
Legal Subdivision	S17T36NR1E
Legal Lot Number	1
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	GRANT
Census Block Group	1
Census Block	1038
Census Tract	960402

Owner

3379 Owens Rd is owned and occupied by an individual who bought it in August 2023.

Source: Cheboygan County records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	3379 OWENS RD, CHEBOYGAN, MI 49721-9567
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Warranty Deed, Transfer · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN
Feb 22, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2023 · Amount on File
Deed Sale	Aug 4, 2023 · Amount on File
Prior Sale	May 11, 2012 · Amount on File
Deed Book / Page	1513 / 28
Prior Transfer Date	Feb 21, 2019
Prior Transfer Doc	1379/187
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Aug 4, 2023
Property Address	3379 OWENS RD, CHEBOYGAN, MI 49721-9567
Document Number	0001513/28
Book / Page	1513 / 28
Instrument Date	Aug 2, 2023
Transaction Type	Transfer
Record Updated	Aug 14, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6715 MONA ST, INDIAN RIVER, MI 49749-9317

Mortgage

Document Number	0000151331
Date	Aug 4, 2023
Instrument	1513/31

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2053

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Feb 22, 2019
Property Address	3379 OWENS RD, CHEBOYGAN, MI 49721-9567
Document Number	1379/187
Book / Page	1379 / 187
Instrument Date	Feb 21, 2019
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3379 OWENS RD, CHEBOYGAN, MI 49721-9567

Tax Assessment & Valuation

The 2025 property tax bill for 3379 Owens Rd was $4,166 with a homeowner's exemption, up 3% from the year before.

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Grant Township
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,100 (+10.42%)	$466,200 (+10.42%)
2025	$4,166.00 (+3.04%) Homeowner's exemption	$211,100	$422,200
2024	$4,043.00
2023		$152,000	$304,000
2022	$1,843.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3379 Owens Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	15 (2026)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2026 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3379 Owens Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Presque Isle Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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