3379 Fortuna Ranch Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 3379 Fortuna Ranch Rd, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 6.5 ba · 6,488 sqft · built 1990
Lot Size	2.08 acres (91,040 sqft)
Owner	Company Name on Record
Last Sale	$2,150,000 (Jun 2019)
Tax Bill	$38,720 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`264-291-33-00`

Property Details

APN / Parcel Number

Primary APN	`264-291-33-00`

Interior

Bedrooms	4 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Building Area	6,488 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	91,040 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	3379 FORTUNA RANCH RD
City	ENCINITAS
State	CA
Zip	92024-5705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 33 TR 011809
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	011809
Legal Block	1
Legal Lot Number	33
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1028
Census Tract	17112

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3379 FORTUNA RANCH RD, ENCINITAS, CA 92024-5705
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage ALAMEDA MORTGAGE CORP
Jun 17, 2019	Grant Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2019 · Amount on Record
Deed Sale	Jun 17, 2019 · Amount on Record
Prior Sale	Apr 25, 2012 · Amount on Record
Deed Document Number	2019235365
Prior Transfer Date	Feb 19, 1997
Prior Transfer Doc	0000080999
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3379 FORTUNA RANCH RD, ENCINITAS, CA 92024-5705
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3379 FORTUNA RANCH RD, ENCINITAS, CA 92024-5705

Mortgage

Document Number	0000265351
Date	Sep 24, 2025
Instrument	2025-0265351

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company
Address	WALNUT CREEK, CA 94596

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	6.37%
Max Rate At Change	8.37%
Index	SOFR Average 30-Day
Max Rate	11.3%

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 17, 2019
Property Address	3379 FORTUNA RANCH RD, ENCINITAS, CA 92024-5705
Document Number	0000235365
Map Reference	MAP 11809
Instrument Date	May 28, 2019
Instrument	2019-0235365
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3379 FORTUNA RANCH RD, ENCINITAS, CA 92024-5705

Mortgage

Document Number	0000235366
Date	Jun 17, 2019
Instrument	2019-0235366

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,443,862 (+2%) Land $1,251,609 Building $2,192,253
2025	$38,720.00 (+18.86%)	$3,376,336 (+15.94%) Land $1,227,068 Building $2,149,268
2023	$32,576.00 (+10.87%)	$2,912,230 Land $1,179,420 Building $1,732,810
2022	$29,383.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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