3378 Cappio Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 3378 Cappio Dr, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,911 sqft · built 2004
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Nov 2017)
Tax Bill	$6,890 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-36-24-01-E-9`

Property Details

APN / Parcel Number

Primary APN	`26-36-24-01-E-9`
Alternative APNs	`26-36-24-01-0000E.0-0009.00` `2625558`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,911 sqft Living Area
Gross Area	4,331 sqft
1st Floor Area	2,911 sqft
Bonus Room	Bonus Room

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2013
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	19,166 sqft (0.44 acres)
Lot Width	87 ft Width
View / Lot	Lake Front
Garage Type	Attached
Garage Area	717 sqft
Porch	Finished/Open Porch
Porch Area	365 sqft
Deck Area	712 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2625558
Street Address	3378 CAPPIO DR
City	MELBOURNE
State	FL
Zip	32940-1312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1-11
Legal Description	CASABELLA PHASE ONE LOT 9 BLOCK E
Legal Range	36E
Legal Township	26S
Legal Section	24
Legal Subdivision	CASABELLA PHASE ONE
Legal Phase	1
Legal Block	E
Legal Lot Number	9
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	4
Census Block	4014
Census Tract	64127

Owner

3378 Cappio Dr is owned and occupied by two individuals who acquired it in October 2024.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3378 CAPPIO DR, MELBOURNE, FL 32940-1312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP
Nov 30, 2017	Warranty Deed, Transfer · Conventional Mortgage PHH HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2017 · Amount on File
Deed Sale	Nov 30, 2017 · Amount on File
Prior Sale	Apr 5, 2007 · Amount on File
Deed Document Number	2017247727
Last Transfer Date	Oct 15, 2024
Transfer Doc	0101792416
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3378 CAPPIO DR, MELBOURNE, FL 32940-1312
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3378 CAPPIO DR, MELBOURNE, FL 32940-1312

Mortgage

Document Number	0093900766
Date	Jan 20, 2022
Book Page	9390/766
Instrument	2022015213

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3378 CAPPIO DR, MELBOURNE, FL 32940-1312
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0086800402
Date	Mar 3, 2020
Book Page	8680/402
Instrument	2020050700

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2040

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Nov 30, 2017
Property Address	3378 CAPPIO DR, MELBOURNE, FL 32940-1312
Document Number	0080370565
Book / Page	008037 / 000565
Instrument Date	Nov 27, 2017
Instrument	247727
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,675.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3378 CAPPIO DR MELBOURNE FL 329401312, MELBOURNE, FL 32940-1312

Mortgage

Document Number	80370566
Date	Nov 30, 2017
Book Page	008037/000566
Instrument	247728

Lender

Name	PHH HM LNS
Type	Funding / Finance Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3378 Cappio Dr was $6,890 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$537,850 (+2.7%)	$822,780 (-2.51%)
2025	$6,890.00 Homeowner's exemption	$523,710	$844,000 Land $195,500 Building $648,500
2023	$6,382.00 (+7.21%) Homeowner's exemption	$494,140 (+3%)	$837,690 (+6.72%) Land $189,750 Building $647,940
2022	$5,953.00 Homeowner's exemption	$479,750	$784,960 Land $156,400 Building $628,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3378 Cappio Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 383 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	383 in force
Nearby Flood Claims	33 (1995–2024)
Claims Outside the SFHA	26 of 33
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims Tropical Storm Fay, Aug 2008 · 14 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3378 Cappio Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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