Santa Rosa County property record for 3377 Laurel Dr, Gulf Breeze, FL 32563
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,828 sqft · built 2022 |
| Lot Size | 0.263 acres (11,456 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $90,000 (Aug 2020) |
| Tax Bill | $5,516 (2025) |
| Deeds & Mortgages | Jun 2021 Construction Loan Aug 2020 Sale & Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 32-2S-28-4760-00400-0230 |
| Primary APN | 32-2S-28-4760-00400-0230 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,828 sqft Living Area |
| Gross Area | 3,957 sqft |
| 1st Floor Area | 1,828 sqft |
| Flooring | Wood |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Wood Shingle |
| Lot Area | 11,456 sqft (0.263 acres) |
| Garage Type | Carport |
| Garage Area | 1,056 sqft |
| Carport | Carport |
| Carport Area | 1,056 sqft |
| Porch | Slab |
| Deck Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3377 LAUREL DR |
|---|---|
| City | GULF BREEZE |
| State | FL |
| Zip | 32563-3365 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SANTA ROSA SHORES 1ST ADD LOT 23 BLK 4 AS DES IN OR 3988 PG 779 |
| Legal Range | 28W |
| Legal Township | 2S |
| Legal Section | 32 |
| Legal Subdivision | SR SHORES 1ST ADD |
| Legal Block | 4 |
| Legal Lot Number | 23 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | MIDWAY |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 10813 |
3377 Laurel Dr is owned and occupied by two individuals who bought it in August 2020.
Source: Santa Rosa County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3377 LAUREL DR, GULF BREEZE, FL 32563-3365 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2021 | Deed of Trust, Mortgage · Construction Mortgage SYNOVUS BANK |
| Aug 11, 2020 | Warranty Deed, Transfer · Line of Credit WHITNEY BANK |
| Sep 21, 2017 | Warranty Deed, Transfer · Commercial Mortgage HANCOCK BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2020 · Amount on File |
| Deed Sale | Aug 11, 2020 · Amount on File |
| Prior Sale | Sep 21, 2017 · Amount on File |
| Deed Document Number | 202040367 |
| Deed Book / Page | 3988 / 779 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3377 LAUREL DR, GULF BREEZE, FL 32563-3365 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1552 STANFORD RD, GULF BREEZE, FL 32563-2742 |
| Document Number | 0041340955 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 4134/955 |
| Instrument | 202140476 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35209 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 370 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 11, 2020 |
| Property Address | 3377 LAUREL DR, GULF BREEZE, FL 32563-3365 |
| Document Number | 0039880779 |
| Book / Page | 3988 / 779 |
| Map Reference | MB B PG 62-A |
| Instrument Date | Aug 7, 2020 |
| Instrument | 202040367 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | RELIABLE LAND TITLE CORP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3311 GULF BREEZE PKWY # 372, 3311, GULF BREEZE, FL 32563-3351 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1107 CRANE COVE BLVD, GULF BREEZE, FL 32563-3193 |
| Document Number | 0003988781 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | 3988/781 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 21, 2017 |
| Property Address | 3377 LAUREL DR, GULF BREEZE, FL 32563-3365 |
| Document Number | 0036630335 |
| Book / Page | 3663 / 0335 |
| Map Reference | MBB PG62-A |
| Instrument Date | Sep 15, 2017 |
| Instrument | 201739360 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | ANCHOR TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $525.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1378 CENTRAL PKWY, 1378, GULF BREEZE, FL 32563-8118 |
| Name | Verified Name |
|---|---|
| Address | 3311 GULF BREEZE PKWY # 372, 372, GULF BREEZE, FL 32563-3351 |
| Document Number | 0201739361 |
|---|---|
| Date | Sep 21, 2017 |
| Instrument | 201739361 |
| Name | HANCOCK BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 3377 Laurel Dr was $5,516 with a homeowner's exemption, up 2.8% from the year before.
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,516.00 (+2.81%) Homeowner's exemption | $464,792 (+2.9%) | $521,634 (+6.42%) Land $80,000 Building $441,634 |
| 2024 | $5,365.00 (-4.08%) Homeowner's exemption | $451,693 (+3%) | $490,176 (-0.41%) Land $80,000 Building $410,176 |
| 2023 | $5,593.00 (+426.65%) | $438,537 (+484.72%) | $492,184 (+556.25%) Land $75,000 Building $417,184 |
| 2022 | $1,062.00 | $75,000 | $75,000 Land $75,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3377 Laurel Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 196 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 196 in force |
| Nearby Flood Claims | 482 (1979–2023) |
| Claims Outside the SFHA | 132 of 482 |
| Most Recent Claim | Jun 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3377 Laurel Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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