3376 Lone Hill Ln, Encinitas, CA 92024 Property Records

San Diego County property record for 3376 Lone Hill Ln, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,575 sqft · built 1999
Lot Size	2 acres (87,120 sqft)
Owner	2 Company Names on Record
Last Sale	$2,125,000 (Aug 2019)
Tax Bill	$12,563 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`264-390-09-00`

Property Details

APN / Parcel Number

Primary APN	`264-390-09-00`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Building Area	4,575 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	87,120 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	3376 LONE HILL LN
City	ENCINITAS
State	CA
Zip	92024-7262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 9 TR 012780
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	012780
Legal Block	2
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2019
Census Tract	17113

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3376 LONE HILL LN, ENCINITAS, CA 92024-7262
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Nov 25, 2025	Intrafamily Transfer, Transfer
Oct 31, 2018	Deed of Trust, Mortgage · ARM SAN DIEGO COUNTY CU
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage CFBANK NA
Aug 1, 2019	Grant Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2019 · Amount on Record
Deed Sale	Aug 1, 2019 · Amount on Record
Prior Sale	Aug 28, 2007 · Amount on Record
Deed Document Number	2019319613
Prior Transfer Date	Jan 13, 2014
Prior Transfer Doc	0000028907
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3376 LONE HILL LN, ENCINITAS, CA 92024-7262
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3376 LONE HILL LN, ENCINITAS, CA 92024-7262

Mortgage

Document Number	0000715540
Date	Oct 14, 2021
Instrument	2021-0715540

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 25, 2025
Property Address	3376 LONE HILL LN, ENCINITAS, CA 92024-7262
Document Number	0000334689
Map Reference	MAP 12780
Instrument Date	Nov 21, 2025
Instrument	2025-0334689
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3376 LONE HILL LN, ENCINITAS, CA 92024-7262
Investor	Possibly a Property Investor

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3376 LONE HILL LN, ENCINITAS, CA 92024-7262
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3376 LONE HILL LN, ENCINITAS, CA 92024-7262

Mortgage

Document Number	0000455975
Date	Oct 31, 2018
Instrument	2018-0455975

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Nov 1, 2023
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	5-Year CMT
Max Rate	8.5%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3376 LONE HILL LN, ENCINITAS, CA 92024-7262
Document Number	0000592959
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3376 LONE HILL LN ENCINITAS CA 920247262, ENCINITAS, CA 92024-7262

Mortgage

Document Number	0000592959
Date	Oct 1, 2020
Instrument	592959

Lender

Name	CFBANK NA
Address	WORTHINGTON, OH 43085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 1, 2019
Property Address	3376 LONE HILL LN, ENCINITAS, CA 92024-7262
Document Number	0000319613
Instrument Date	Jul 15, 2019
Instrument	319613
Transaction Type	Transfer
Record Updated	Aug 9, 2019
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,337.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3376 LONE HILL LN ENCINITAS CA 920247262, ENCINITAS, CA 92024-7262

Mortgage

Document Number	319614
Date	Aug 1, 2019
Instrument	319614

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$982,816 (+2%) Land $462,906 Building $519,910
2025	$12,563.00 (+2.52%) Homeowner's exemption	$963,546 (+4.04%) Land $453,830 Building $509,716
2023	$12,254.00 (+17.15%) Homeowner's exemption	$926,132 Land $436,208 Building $489,924
2022	$10,460.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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