Osceola County property record for 3375 Warwick Ln, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 2,218 sqft Heated Area |
| Lot Size | 58,501 sqft (1.34 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $22,400 (1994) |
| Tax Bill | $2,970.00 (2025) |
| Primary APN | 98227 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,218 sqft Heated Area |
| Gross Area | 3,390 sqft Gross Area |
| 1st Floor | 2,218 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 58,501 sqft (1.34 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 576 sqft Garage |
| Patio Area | 110 sqft Patio |
| Porch | Open Porch |
| Porch Area | 596 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 98227 |
|---|---|
| Street Address | 3375 WARWICK LN |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7810 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S L & I C PB B PG 51 W 486.5 FT OF LOT 59 LESS W 290 FT & LESS E 18.9 FT |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 29 |
| Legal Subdivision | SEMINOLE LAND&INV CO |
| Legal Tract | 4950 |
| Legal Block | 1 |
| Legal Lot Number | 59 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1039 |
| Census Tract | 43301 |
Source: Osceola County records · APN 98227
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3375 WARWICK LN, SAINT CLOUD, FL 34772-7810 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 05, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Mar 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 21, 2017 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 15, 1994 · Amount on Record |
| Deed Sale | Jun 15, 1994 · Amount on Record |
| Deed Doc Number | 0001196301 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3375 WARWICK LN, SAINT CLOUD, FL 34772-7810 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3375 WARWICK LN, SAINT CLOUD, FL 34772-7810 |
| Document Number | 0060802067 |
|---|---|
| Date | Nov 05, 2021 |
| Book Page | 6080/2067 |
| Instrument | 2021172413 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 04, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3375 WARWICK LN, SAINT CLOUD, FL 34772-7810 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0051160357 |
|---|---|
| Date | Mar 13, 2017 |
| Book Page | 5116/0357 |
| Instrument | 2017039114 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3375 WARWICK LN, SAINT CLOUD, FL 34772-7810 |
| Document Number | 0051852219 |
| Book / Page | 005185 / 002219 |
| Instrument Date | Jul 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2017 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3375 WARWICK LN ST CLOUD FL 347727810, ST CLOUD, FL 34772-7810 |
| Document Number | 0051852219 |
|---|---|
| Date | Jul 27, 2017 |
| Book Page | 005185/002219 |
| Instrument | 109103 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 26, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,970.00 (+8.16%) Homeowner's exemption | $203,814 (+5.99%) | $452,500 (+4.09%) Land $84,600 Building $367,900 |
| 2023 | $2,746.00 (+4.65%) Homeowner's exemption | $192,301 (+3%) | $434,700 (+53.93%) Land $75,200 Building $359,500 |
| 2022 | $2,624.00 Homeowner's exemption | $186,700 | $282,400 Land $75,200 Building $207,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Wildfire Risk | Moderate above 59% of the US · above 31% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 581 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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