3375 Smith Crossing Rd, Freeland, MI 48623 Property Records

Midland County property record for 3375 Smith Crossing Rd, Freeland, MI 48623

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,950 sqft · built 1970
Lot Size	4.5 acres (196,020 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Jul 2020)
Tax Bill	$2,937 (2024)
Deeds & Mortgages	May 2026 Line of Credit Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`060-024-300-040-00`

Property Details

APN / Parcel Number

Primary APN	`060-024-300-040-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,950 sqft Living Area
1st Floor Area	1,300 sqft
Basement Area	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	196,020 sqft (4.5 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	3375 SMITH CROSSING RD
City	FREELAND
State	MI
Zip	48623-9441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 24 T13N R2E COM 601.48 FT S OF W 1/4 COR, TH S 47D 28M E 208.36 FT, S 29D 12M E 664.51 FT, W 484.89 FT, N 719.5 FT. (PA 116 OF 1974, SEC 5 EXP 12-31-2074).
Legal Range	02E
Legal Township	13N
Legal Section	24
Jurisdiction	MIDLAND MI
Township / Civil Division	INGERSOLL
Census Block Group	4
Census Block	4029
Census Tract	291300

Owner

Source: Midland County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3375 SMITH CROSSING RD, FREELAND, MI 48623-9441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK N A
Jul 31, 2020	Warranty Deed, Transfer · Conventional Mortgage HEALTH ADVANTAGE FEDERAL CU
Jan 26, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Prior Sale	Jan 26, 2018 · Amount on Record
Deed Book / Page	1635 / 1330
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Recording Date	May 20, 2026
Property Address	3375 SMITH CROSSING RD, FREELAND, MI 48623-9441
Document Number	0000004937
Book / Page	2026 / 4937
Instrument Date	May 11, 2026
Instrument	20264937
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3375 SMITH CROSSING RD, FREELAND, MI 48623-9441

Mortgage

Document Number	0000004937,
Date	May 20, 2026
Book Page	2026/4937
Instrument	20264937

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2056

Interest

Rate	6.37%
Max Rate	-1%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jul 31, 2020
Property Address	3375 SMITH CROSSING RD, FREELAND, MI 48623-9441
Document Number	1635/1330
Book / Page	1635 / 1330
Instrument Date	Jul 30, 2020
Transaction Type	Transfer
Record Updated	May 18, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21030 M 60, 21030, MENDON, MI 49072-8725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3375 SMITH CROSSING RD, FREELAND, MI 48623-9441

Mortgage

Document Number	16351331
Date	Jul 31, 2020
Instrument	1635/1331

Lender

Name	HEALTH ADVANTAGE FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jan 26, 2018
Property Address	3375 SMITH CROSSING RD, FREELAND, MI 48623-9441
Document Number	1612/0594
Book / Page	1612 / 0594
Instrument Date	Jan 26, 2018
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5007 UNIVERSAL DR, 5007, MIDLAND, MI 48640-2047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21030 M 60, MENDON, MI 49072-8725

Tax Assessment & Valuation

Source: Midland County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Ingersoll Township
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$116,400	$232,800
2024	$2,937.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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