St. Johns County property record for 3375 12th St, Elkton, FL 32033
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,312 sqft · built 2023 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (Oct 2023) |
| Tax Bill | $4,501 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Aug 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 137800-0000 |
| Primary APN | 137800-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,312 sqft Living Area |
| Gross Area | 1,796 sqft |
| 1st Floor Area | 1,312 sqft |
| Flooring | Carpet |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Width | 450 ft Width |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3375 12TH ST |
|---|---|
| City | ELKTON |
| State | FL |
| Zip | 32033-2248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 5-29 VERMONT HEIGHTS LOTS 1 THRU 9 BLK 64 OR5841/1225 |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 17 |
| Legal Subdivision | VERMONT HEIGHTS |
| Legal Block | 64 |
| Legal Lot Number | 1-9 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | HASTINGS |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 21102 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3375 12TH ST, ELKTON, FL 32033-2248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 8, 2024 | Deed of Trust, Mortgage · Closed-End Mortgage HOME LOAN AND INVESTMENT BANK FSB |
| Aug 27, 2025 | Deed of Trust, Mortgage · VA Mortgage IMPERIUM LENDING LLC |
| Jul 26, 2024 | Deed of Trust, Mortgage · VA Mortgage UNITED LENDING TEAM LLC |
| Oct 16, 2023 | Warranty Deed, Transfer · VA Mortgage FIRST COMMUNITY MORTGAGE INC |
| Sep 29, 2017 | Tax Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2023 · Amount on Record |
| Deed Sale | Oct 16, 2023 · Amount on Record |
| Prior Sale | Sep 29, 2017 · Amount on Record |
| Deed Document Number | 202381328 |
| Deed Book / Page | 5841 / 1225 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3375 12TH ST, ELKTON, FL 32033-2248 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3375 12TH ST, ELKTON, FL 32033-2248 |
| Investor | Possibly a Property Investor |
| Document Number | 0059121075 |
|---|---|
| Date | Mar 8, 2024 |
| Book Page | 5912/1075 |
| Instrument | 2024017722 |
| Name | HOME LOAN AND INVESTMENT BANK FSB |
|---|---|
| Type | Bank |
| Address | WARWICK, RI 02886 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Feb 5, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3375 12TH ST, ELKTON, FL 32033-2248 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3375 12TH ST, ELKTON, FL 32033-2248 |
| Document Number | 0062100707 |
|---|---|
| Date | Aug 27, 2025 |
| Book Page | 6210/707 |
| Instrument | 2025069864 |
| Name | IMPERIUM LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3375 12TH ST, ELKTON, FL 32033-2248 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3375 12TH ST, ELKTON, FL 32033-2248 |
| Investor | Possibly a Property Investor |
| Document Number | 0059920954 |
|---|---|
| Date | Jul 26, 2024 |
| Book Page | 5992/954 |
| Instrument | 2024058928 |
| Name | UNITED LENDING TEAM LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 16, 2023 |
| Property Address | 3375 12TH ST, ELKTON, FL 32033-2248 |
| Document Number | 0058411225 |
| Book / Page | 5841 / 1225 |
| Map Reference | MB 5 PG 29 |
| Instrument Date | Oct 12, 2023 |
| Instrument | 2023081328 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2026 |
| Title Company | LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,625.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5695 CAPO ISLAND RD, ST AUGUSTINE, FL 32095-8021 |
| Name | Verified Name |
|---|---|
| Address | 3375 12TH ST, ELKTON, FL 32033-2248 |
| Investor | Possibly a Property Investor |
| Document Number | 0058411227 |
|---|---|
| Date | Oct 16, 2023 |
| Instrument | 5841/1227 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Tax Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 29, 2017 |
| Property Address | 4300 VERMONT BLVD, ELKTON, FL 32033-2224 |
| Document Number | 0044410128 |
| Book / Page | 004441 / 000128 |
| Instrument Date | Sep 28, 2017 |
| Instrument | 66150 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 24, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $140.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5700 CAPO ISLAND RD ST AUGUSTINE FL 320958022, ST AUGUSTINE, FL 32095-8022 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $386,079 (+10.89%) | $408,043 (+7.49%) Land $85,050 Building $322,993 | |
| 2025 | $4,501.00 (+12.47%) Homeowner's exemption | $348,178 (+2.9%) | $379,626 (+12.19%) Land $85,050 Building $294,576 |
| 2024 | $4,002.00 (+612.1%) Homeowner's exemption | $338,365 (+337.16%) | $338,365 (+337.16%) Land $85,050 Building $253,315 |
| 2023 | $562.00 (+38.08%) | $77,400 (+53.57%) | $77,400 (+53.57%) Land $77,400 |
| 2022 | $407.00 | $50,400 | $50,400 Land $50,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 45% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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