33745 Otto Ave, Fraser, MI 48026 Property Records

Macomb County property record for 33745 Otto Ave, Fraser, MI 48026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1970
Lot Size	0.185 acres (8,059 sqft)
Owner	Individual Name on Record
Last Sale	$52,400 (Sep 2013)
Tax Bill	$2,899 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-11-31-429-021`

Property Details

APN / Parcel Number

Primary APN	`03-11-31-429-021`
Alternative APN	`1131429021`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,059 sqft (0.185 acres)
Lot Dimensions	161 ft deep x 50 ft wide
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	33745 OTTO AVE
City	FRASER
State	MI
Zip	48026-1991
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	KLEIN SUBDIVISION L 8 P85, LOT 92
Legal Subdivision	KLEIN SUBDIVISION
Legal Lot Number	92
Jurisdiction	MACOMB MI
Township / Civil Division	FRASER
Census Block Group	2
Census Block	2003
Census Tract	254100

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 367, FRASER, MI 48026-0367
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2019	Deed of Trust, Mortgage · Line of Credit OXFORD BANK
Jul 6, 2022	Quit Claim Deed, Transfer · Commercial Mortgage ADVIA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2013 · Amount on Record
Deed Sale	Sep 6, 2013 · Amount on Record
Prior Sale	Oct 18, 2012 · Amount on Record
Deed Document Number	20133131091
Deed Book / Page	22378 / 24
Last Transfer Date	Jun 16, 2022
Transfer Doc	0000083226
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	33745 OTTO AVE, FRASER, MI 48026-1991
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000102684
Date	Sep 12, 2019
Book Page	26192/060
Instrument	9102684

Lender

Name	OXFORD BANK
Type	Bank
Address	OXFORD, MI 48371

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 6, 2022
Property Address	33745 OTTO AVE, FRASER, MI 48026-1991
Document Number	2200083226
Book / Page	28694 / 227
Map Reference	LB 8 PG 85
Instrument Date	Jun 16, 2022
Instrument	202200083226
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 367, FRASER, MI 48026-0367

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38800 GARFIELD RD STE 120, 120, CLINTON TOWNSHIP, MI 48038-6619
Investor	Possibly a Property Investor

Mortgage

Document Number	2200083227
Date	Jul 6, 2022
Book Page	28694/232
Instrument	202200083227

Lender

Name	ADVIA CU
Type	Credit Union
Address	NEW BALTIMORE, MI 48047

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Fraser City
Unified School District	Fraser Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,600 (+11.81%)	$157,200 (+11.81%)
2025	$2,899.00 (+14%)	$70,300 (+21.42%)	$140,600 (+21.42%)
2023		$57,900	$115,800
2022	$2,543.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Mar 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRASER serves 14,297 people · EPA ID MI0002460
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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