33734 Duncan, Fraser, MI 48026 Property Records

Macomb County property record for 33734 Duncan, Fraser, MI 48026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,413 sqft · built 1974
Lot Size	0.185 acres (8,059 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Nov 2025)
Tax Bill	$5,487 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2025 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`03-11-31-429-040`

Property Details

APN / Parcel Number

Primary APN	`03-11-31-429-040`
Alternative APN	`1131429040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,413 sqft Living Area
1st Floor Area	1,165 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,059 sqft (0.185 acres)
Lot Dimensions	161 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	33734 DUNCAN
City	FRASER
State	MI
Zip	48026-1975
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	KLEIN SUBDIVISION LOT 35. L8 P85. CITY OF FRASER
Legal Subdivision	KLEIN SUBDIVISION
Legal Lot Number	35
Jurisdiction	MACOMB MI
Township / Civil Division	FRASER
Census Block Group	2
Census Block	2003
Census Tract	254100

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	90 MARQUETTE ST, PONTIAC, MI 48342-1526
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 7, 2025	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 13, 2020	Warranty Deed, Transfer DEVON TITLE AGENCY
Apr 3, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2025 · Amount on Record
Deed Sale	Nov 7, 2025 · Amount on Record
Prior Sale	Apr 13, 2020 · Amount on Record
Deed Document Number	2025100594
Deed Book / Page	30380 / 60
Prior Transfer Date	Oct 20, 2004
Prior Transfer Doc	0004234906
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	33734 DUNCAN, FRASER, MI 48026-1975
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 MARQUETTE ST, PONTIAC, MI 48342-1526

Mortgage

Document Number	2500099889
Date	Nov 6, 2025
Book Page	30375/971
Instrument	202500099889

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Nov 7, 2025
Property Address	33734 DUNCAN, FRASER, MI 48026-1975
Document Number	2500100594
Book / Page	30380 / 60
Map Reference	LB 8 PG 85
Instrument Date	Oct 29, 2025
Instrument	202500100594
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,987.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33734 DUNCAN, FRASER, MI 48026-1975

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	90 MARQUETTE ST, PONTIAC, MI 48342-1526

Mortgage

Document Number	0000375971
Date	Nov 7, 2025
Instrument	30375/971

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Apr 13, 2020
Property Address	33734 DUNCAN, FRASER, MI 48026-1975
Document Number	0000045428
Book / Page	26635 / 435
Map Reference	LB 8 PG 85
Instrument Date	Apr 1, 2020
Instrument	2045428
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	DEVON TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,780.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33734 DUNCAN, 33734, FRASER, MI 48026-1975

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33734 DUNCAN, FRASER, MI 48026-1975

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	33734 DUNCAN, FRASER, MI 48026-1975
Document Number	0000039193
Instrument Date	Apr 3, 2019
Transaction Type	Mortgage
Record Updated	May 1, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	33734 DUNCAN FRASER MI 480261975, FRASER, MI 48026-1975

Mortgage

Document Number	0000039193
Date	Apr 8, 2019
Book Page	025894/000161
Instrument	39193

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2049

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Fraser City
Unified School District	Fraser Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,900 (+2.19%)	$279,800 (+2.19%)
2025	$5,487.00 (+2.7%) Homeowner's exemption	$136,900 (+9.7%)	$273,800 (+9.7%)
2024	$5,343.00 (+11.1%)
2023		$124,800	$249,600
2022	$4,809.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Mar 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRASER serves 14,297 people · EPA ID MI0002460
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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