Polk County property record for 3373 Summit Ln, Lakeland, FL 33810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,748 sqft · built 2006 |
| Lot Size | 0.248 acres (10,799 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,500 (Feb 2016) |
| Tax Bill | $3,391 (2025) |
| Deeds & Mortgages | Nov 2020 Loan Modification Jun 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-27-16-001015-000570 |
| Primary APN | 23-27-16-001015-000570 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,748 sqft Living Area |
| Gross Area | 2,232 sqft |
| 1st Floor Area | 1,748 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,799 sqft (0.248 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 354 sqft |
| Street Address | 3373 SUMMIT LN |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33810-4442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTINGTON SUMMIT PB 131 PGS 9-11 LOT 57 |
| Legal Range | 23E |
| Legal Township | 27S |
| Legal Section | 16 |
| Legal Subdivision | HUNTINGTON SUMMIT |
| Legal Tract | 1015 |
| Legal Block | 1 |
| Legal Lot Number | 57 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 12133 |
3373 Summit Ln is owned and occupied by an individual who bought it in February 2016.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3373 SUMMIT LN, LAKELAND, FL 33810-4442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2020 | Loan Modification, Mortgage · Conventional Mortgage BANKUNITED NA |
| Jun 27, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jun 27, 2018 | Loan Modification, Mortgage · Conventional Mortgage CARRINGTON MTG SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2016 · Amount on File |
| Deed Sale | Feb 5, 2016 · Amount on File |
| Prior Sale | Jan 1, 2016 |
| Deed Document Number | 201621087 |
| Deed Book / Page | 9738 / 1723 |
| Prior Transfer Date | Sep 11, 2015 |
| Prior Transfer Doc | 0000166775 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3373 SUMMIT LN, LAKELAND, FL 33810-4442 |
| Document Number | 0115040939 |
| Instrument Date | Nov 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3373 SUMMIT LN LAKELAND FL 338104442, LAKELAND, FL 33810-4442 |
| Document Number | 0115040939 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 011504/000939 |
| Instrument | 275919 |
| Name | BANKUNITED NA |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 20, 2050 |
| Rate | 3.25% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3373 SUMMIT LN, LAKELAND, FL 33810-4442 |
| Document Number | 0105520989 |
| Instrument Date | Jun 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3373 SUMMIT LN LAKELAND FL 338104442, LAKELAND, FL 33810-4442 |
| Document Number | 0105520989 |
|---|---|
| Date | Jul 18, 2018 |
| Book Page | 010552/000989 |
| Instrument | 152790 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 17, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3373 SUMMIT LN, LAKELAND, FL 33810-4442 |
| Document Number | 0105521012 |
| Instrument Date | Jun 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3373 SUMMIT LN LAKELAND FL 338104442, LAKELAND, FL 33810-4442 |
| Document Number | 0105521012 |
|---|---|
| Date | Jul 18, 2018 |
| Book Page | 010552/001012 |
| Instrument | 152795 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 17, 2048 |
| Rate | 4.62% |
|---|
The 2025 property tax bill for 3373 Summit Ln was $3,391.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $240,719 (-8.23%) Land $52,000 Building $188,719 | $240,719 (-8.23%) Land $52,000 Building $188,719 | |
| 2025 | $3,391.00 | $262,307 Land $52,000 Building $210,307 | $262,307 Land $52,000 Building $210,307 |
| 2023 | $3,695.00 (+10.56%) | $270,351 (+15.87%) Land $50,000 Building $220,351 | $270,351 (+15.87%) Land $50,000 Building $220,351 |
| 2022 | $3,342.00 | $233,324 Land $42,000 Building $191,324 | $233,324 Land $42,000 Building $191,324 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3373 Summit Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3373 Summit Ln is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST serves 28,082 people · EPA ID FL6532348 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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