3372 Sumac Ter, Cincinnati, OH 45239 Property Records

Hamilton County property record for 3372 Sumac Ter, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,636 sqft · built 1956
Lot Size	0.327 acres (14,244 sqft)
Owner	Individual Name on File
Last Sale	$94,000 (Jan 2013)
Tax Bill	$4,408 (2025)
Deeds & Mortgages	Feb 2017 Loan Modification Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0082-0186-00`

Property Details

APN / Parcel Number

Primary APN	`550-0082-0186-00`
Alternative APN	`0084457`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,636 sqft Living Area
Gross Area	2,952 sqft
1st Floor Area	1,076 sqft
2nd Floor Area	560 sqft
Basement Area	1,076 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	14,244 sqft (0.327 acres)
Lot Dimensions	135 ft deep x 31.5 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3372 SUMAC TER
City	CINCINNATI
State	OH
Zip	45239-6223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMAC TER 31.50 X 135 IRRLOT 13 GIFFINDALE 2ND SUBBL C
Legal Subdivision	GIFFINDALE 2ND SUB
Legal Block	C
Legal Lot Number	13
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1001
Census Tract	20763

Owner

3372 Sumac Ter is owned and occupied by an individual who bought it in January 2013.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3372 SUMAC TER, CINCINNATI, OH 45239-6223
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2017	Loan Modification, Mortgage · Conventional Mortgage FIFTH THIRD MTG
Jan 30, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2013 · Amount on File
Deed Sale	Jan 9, 2013 · Amount on File
Deed Document Number	20133834
Deed Book / Page	12209 / 2918
Prior Transfer Date	May 10, 2007
Prior Transfer Doc	0000000256
Record Updated	Jun 8, 2026

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	3372 SUMAC TER, CINCINNATI, OH 45239-6223
Document Number	0000014426
Instrument Date	Feb 1, 2017
Transaction Type	Mortgage
Record Updated	Jul 14, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3372 SUMAC TER CINCINNATI OH 452396223, CINCINNATI, OH 45239-6223

Mortgage

Document Number	0000014426
Date	Feb 14, 2017
Book Page	013354/001454
Instrument	14426

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2047

Interest

Rate	3.25%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3372 SUMAC TER, CINCINNATI, OH 45239-6223
Document Number	0000014427
Instrument Date	Jan 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3372 SUMAC TER CINCINNATI OH 452396223, CINCINNATI, OH 45239-6223

Mortgage

Document Number	0000014427
Date	Feb 14, 2017
Book Page	013354/001459
Instrument	14427

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3372 Sumac Ter was $4,408, up 2.3% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,408.00 (+2.27%)	$81,246 (-) Land $12,460 Building $68,786	$232,130 Land $35,600 Building $196,530
2024	$4,310.00 (-0.48%)	$81,246 (-) Land $12,460 Building $68,786
2023	$4,331.00 (+22.76%)	$81,246 (+50.37%) Land $12,460 Building $68,786	$232,130 Land $35,600 Building $196,530
2022	$3,528.00 Homeowner's exemption	$54,030 Land $11,172 Building $42,858
2020			$154,370 Land $31,920 Building $122,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3372 Sumac Ter in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2019–2026)
Most Recent Claim	Jul 2026

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3372 Sumac Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Sumac Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures