Kenton County property record for 3372 Steep Creek Rd, Covington, KY 41015 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,092 sqft · built 1996 |
| Lot Size | 2.99 acres (130,549 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,044 (2025) |
| Deeds & Mortgages | Feb 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 061-00-00-004.03 |
| Primary APN | 061-00-00-004.03 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,092 sqft Finished Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 130,549 sqft (2.99 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3372 STEEP CREEK RD |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-9328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.9972 AC NES STEEP CREEK RD |
| Legal Subdivision | STEEP CREEK |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 65900 |
Source: Kenton County records · APN 061-00-00-004.03
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3372 STEEP CREEK RD, COVINGTON, KY 41015-9328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jul 14, 2011 |
| Transfer Doc | 0005900213 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3372 STEEP CREEK RD, COVINGTON, KY 41015-9328 |
| Document Number | 0000000032 |
| Instrument Date | Feb 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3372 STEEP CREEK RD COVINGTON KY 410159328, COVINGTON, KY 41015-9328 |
| Document Number | 0000000032 |
|---|---|
| Date | Mar 20, 2018 |
| Book Page | 0I4082/000125 |
| Instrument | 32 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | FLORENCE, KY 41042 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,044.00 (+48.76%) Homeowner's exemption | $220,800 (+42.45%) Land $60,000 Building $160,800 | $220,800 (+42.45%) Land $60,000 Building $160,800 |
| 2023 | $1,374.00 Homeowner's exemption | $155,000 Land $30,000 Building $125,000 | $155,000 Land $30,000 Building $125,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170659002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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