3372 Madison Rd, Ridgeway, IA 52165 Property Records

Winneshiek County property record for 3372 Madison Rd, Ridgeway, IA 52165

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,600 sqft · built 2012
Lot Size	1.97 acres (85,813 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,056 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`091820000700`

Property Details

APN / Parcel Number

Primary APN	`091820000700`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,600 sqft Living Area
1st Floor Area	1,440 sqft
Attic	Attic
Attic Area	800 sqft
Basement Area	1,800 sqft
Finished Basement	930 sqft
Unfinished Basement	870 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	85,813 sqft (1.97 acres)
Garage Type	Attached
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	280 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3372 MADISON RD
City	RIDGEWAY
State	IA
Zip	52165-8567
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 NE NE
Legal Range	10W
Legal Township	98N
Legal Section	18
Legal Lot Number	1
Jurisdiction	WINNESHIEK IA
Township / Civil Division	LINCOLN
Census Block Group	4
Census Block	4046
Census Tract	950100

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3372 MADISON RD, RIDGEWAY, IA 52165-8567
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	3372 MADISON RD, RIDGEWAY, IA 52165-8567
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/1913
Date	Jun 20, 2022
Book Page	2022/1913
Instrument	2022 1913

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 18, 2032

Interest

Rate Type	Fixed Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	3372 MADISON RD, RIDGEWAY, IA 52165-8567
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/4534
Date	Nov 18, 2021
Book Page	2021/4534
Instrument	2021 4534

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,056.00	$463,670 (-) Land $37,760 Building $425,910	$463,670 (-) Land $37,760 Building $425,910
2025	$5,056.00 (+7.76%) Homeowner's exemption	$463,670 (+15.53%) Land $37,760 Building $425,910	$463,670 (+15.53%) Land $37,760 Building $425,910
2024	$4,692.00 (+0.51%)
2023		$401,340 (+12.36%) Land $37,760 Building $363,580	$401,340 (+12.36%) Land $37,760 Building $363,580
2022	$4,668.00 Homeowner's exemption	$357,200 Land $31,470 Building $325,730
2021			$357,200 Land $31,470 Building $325,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harmony Telephone Company Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

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