3371 Breezy Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 3371 Breezy Point Rd, Tower, MN 55790

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 960 sqft · built 1990
Lot Size	0.343 acres (14,947 sqft)
Owner	Individual Name on Record
Last Sale	$545,000 (Sep 2023)
Tax Bill	$5,062 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2026 Line of Credit + 6 more
Flood Zone	Zone A (high risk)
APN	`387-0095-00010`

Property Details

APN / Parcel Number

Primary APN	`387-0095-00010`
Alternative APNs	`1154718` `1151404` `810921`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	960 sqft Gross Area
1st Floor Area	960 sqft
Basement Area	576 sqft
Finished Basement	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	14,947 sqft (0.343 acres)

Exterior Amenities

Porch	Slab
Porch Area	179 sqft
Deck Area	45 sqft
Gazebo	120 sqft
Pole Barn	1,010 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1154718
Street Address	3371 BREEZY POINT RD
City	TOWER
State	MN
Zip	55790-8178
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 AND 2 SERIAL #
Legal Subdivision	BREEZY POINT 2ND ADD T OF GREE
Legal Lot Number	1-2
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1250
Census Tract	15502

Owner

Source: St. Louis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3371 BREEZY POINT RD, TOWER, MN 55790-8178
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING LLC
Mar 20, 2026	Deed of Trust, Mortgage · Line of Credit HIGHLAND BANK
Apr 16, 2026	Deed of Trust, Mortgage · Line of Credit HIGHLAND BANK
Apr 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING
Sep 14, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Apr 7, 2023	Deed of Trust, Mortgage · Line of Credit ASCENDENT I LLC
Mar 31, 2023	Quit Claim Deed, Transfer Quitclaim
Feb 1, 2023	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2023 · Amount on Record
Deed Sale	Sep 14, 2023 · Amount on Record
Prior Sale	Mar 31, 2023 · Amount on Record
Deed Document Number	20231474027
Prior Transfer Date	Mar 9, 2023
Prior Transfer Doc	0001464226
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3371 BREEZY POINT RD, TOWER, MN 55790-8178
Transaction Type	Mortgage
Record Updated	Apr 15, 2026
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3371 BREEZY POINT RD, TOWER, MN 55790-8178

Mortgage

Document Number	0001529430
Date	Mar 20, 2026
Instrument	1529430

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3371 BREEZY POINT RD, TOWER, MN 55790-8178
Transaction Type	Mortgage
Record Updated	Apr 15, 2026
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001529431
Date	Mar 20, 2026
Instrument	1529431

Lender

Name	HIGHLAND BANK
Type	Bank
Address	MINNEAPOLIS, MN 55437

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Feb 23, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Apr 16, 2026
Property Address	3371 BREEZY POINT RD, TOWER, MN 55790-8178
Document Number	0001530934
Instrument Date	Feb 23, 2026
Instrument	20261530934
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3371 BREEZY POINT RD, TOWER, MN 55790-8178

Mortgage

Document Number	0001530934,
Date	Apr 16, 2026
Instrument	20261530934

Lender

Name	HIGHLAND BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 23, 2046

Interest

Rate	6.09%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Apr 16, 2026
Property Address	3371 BREEZY POINT RD, TOWER, MN 55790-8178
Document Number	0001530933
Instrument Date	Feb 23, 2026
Instrument	20261530933
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3371 BREEZY POINT RD, TOWER, MN 55790-8178

Mortgage

Document Number	0001530933,
Date	Apr 16, 2026
Instrument	20261530933

Lender

Name	PLANET HOME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Interest

Rate	6.09%
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 14, 2023
Property Address	3371 BREEZY POINT RD, TOWER, MN 55790-8178
Document Number	0001474027
Instrument Date	Sep 5, 2023
Instrument	1474027
Transaction Type	Transfer
Record Updated	Oct 5, 2023
Title Company	WEST TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,798.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3371 BREEZY POINT RD, TOWER, MN 55790-8178

Mortgage

Document Number	0001474028
Date	Sep 14, 2023
Instrument	1474028

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3371 BREEZY POINT RD, TOWER, MN 55790-8178
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001464564
Date	Apr 7, 2023
Instrument	1464564

Lender

Name	ASCENDENT I LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 6, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 31, 2023
Property Address	3371 BREEZY POINT RD, TOWER, MN 55790-8178
Document Number	0001464226
Instrument Date	Mar 9, 2023
Instrument	1464226
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 19560, MINNEAPOLIS, MN 55419-0560

February 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 1, 2023
Property Address	3371 BREEZY POINT RD, TOWER, MN 55790-8178
Document Number	0001461195
Instrument Date	Feb 1, 2023
Instrument	1461195
Transaction Type	Foreclosure
Record Updated	Feb 24, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,062.00 (+2.93%) Homeowner's exemption
2025	$4,918.00 (+8.57%) Homeowner's exemption	$665,100 (+5.3%) Land $397,200 Building $267,900	$665,100 (+5.3%) Land $397,200 Building $267,900
2024		$631,600 (+19.33%) Land $362,400 Building $269,200	$631,600 (+19.33%) Land $362,400 Building $269,200
2023	$4,530.00 Homeowner's exemption
2022		$529,300 Land $307,500 Building $221,800	$529,300 Land $307,500 Building $221,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 65% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7

May also be available: CTC, Verizon.

Nearby Properties on Breezy Point Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures