3370 N Ridge Rd, Mears, MI 49436 Property Records

Oceana County property record for 3370 N Ridge Rd, Mears, MI 49436

Property Summary

Property Type	Single Family Home
Lot Size	1.38 acres (60,113 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,889 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-008-400-08`

Property Details

APN / Parcel Number

Primary APN	`006-008-400-08`

Exterior

Lot Area	60,113 sqft (1.38 acres)

Location & Zoning

Street Address	3370 N RIDGE RD
City	MEARS
State	MI
Zip	49436-9306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3370 N RIDGE RD G8-33A WD793657 SEC 8 T15N R18W. 1.38 A COM X RDG RD & AMBER RD TH S 29? W 150 FT, S 60? E 300 FT, N 29? E 31
Legal Range	18W
Legal Township	15N
Legal Section	08
Jurisdiction	OCEANA MI
Township / Civil Division	GOLDEN
Census Block Group	2
Census Block	2011
Census Tract	11000

Owner

Source: Oceana County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6067 E PIERSON RD, FLINT, MI 48506-2249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION
Oct 15, 2020	Warranty Deed, Transfer · Conventional Mortgage ELGA CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	3370 N RIDGE RD, MEARS, MI 49436-9306
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3370 N RIDGE RD, MEARS, MI 49436-9306

Mortgage

Document Number	2022/23965
Date	Nov 21, 2022
Book Page	2022/23965
Instrument	202200006565

Lender

Name	ELGA CREDIT UNION
Type	Credit Union
Address	GRAND BLANC, MI 48439

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Oct 16, 2037

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Oct 15, 2020
Property Address	3370 N RIDGE RD, MEARS, MI 49436-9306
Document Number	2020/22373
Book / Page	2020 / 22373
Instrument Date	Oct 15, 2020
Instrument	202000005913
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3370 N RIDGE RD, 3370, MEARS, MI 49436-9306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6067 E PIERSON RD, FLINT, MI 48506-2249

Mortgage

Document Number	202000005914
Date	Oct 15, 2020
Instrument	202000005914

Lender

Name	ELGA CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Golden Township
Unified School District	Hart Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,300 (+38.01%) Land $109,300	$218,600 (+38.01%) Land $218,600
2025	$1,889.00 (+2.5%) Homeowner's exemption
2024	$1,843.00 (-31.05%)
2023		$79,200 Land $79,200	$158,400 (-) Land $158,400
2022	$2,673.00		$158,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1979–2021)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

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