3370 Lowman Ln, Union Bridge, MD 21791 Property Records

Carroll County property record for 3370 Lowman Ln, Union Bridge, MD 21791

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,975 sqft · built 1987
Lot Size	1.89 acres (82,328 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,631 (2026)
Deeds & Mortgages	Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-016796`

Property Details

APN / Parcel Number

Primary APN	`02-016796`
Alternative APNs	`2016796` `016796`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,975 sqft Total Area
Utility Area	494 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	82,328 sqft (1.89 acres)
Garage Type	Mixed
Garage Area	1,250 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Slab
Porch Area	140 sqft
Deck Area	571 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	016796
Street Address	3370 LOWMAN LN
City	UNION BRIDGE
State	MD
Zip	21791-9042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 1A - 1.89 ACS LOWMAN LN 33-42 AMND JESSIE ANNE ESTS
Legal Subdivision	JESSIE ANNE ESTATES AMD
Legal Lot Number	1A
Jurisdiction	CARROLL MD
Township / Civil Division	2, UNIONTOWN
Census Block Group	1
Census Block	1021
Census Tract	502000

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3370 LOWMAN LN, UNION BRIDGE, MD 21791-9042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3370 LOWMAN LN, UNION BRIDGE, MD 21791-9042
Document Number	0093740234
Instrument Date	Jul 30, 2019
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	CORPORATE SETTLEMENT SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3370 LOWMAN LN UNION BRIDGE MD 217919042, UNION BRIDGE, MD 21791-9042

Mortgage

Document Number	0093740234
Date	Aug 13, 2019
Book Page	009374/000234

Lender

Name	NWSB BK
Address	GETTYSBURG, PA 17325

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,631.00 (+5.27%) Homeowner's exemption	$545,500 (+7.94%) Land $133,900 Building $411,600	$545,500 (-) Land $133,900 Building $411,600
2025	$5,349.00 (+11.37%) Homeowner's exemption	$505,367 (+18.88%)	$545,500 (+28.32%) Land $133,900 Building $411,600
2023	$4,803.00 Homeowner's exemption	$425,100 Land $133,900 Building $291,200	$425,100 Land $133,900 Building $291,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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