3370 Hickory Tree Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3370 Hickory Tree Rd, Saint Cloud, FL 34772 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2002
Square Footage2,064 sqft Heated Area
Lot Size217,800 sqft (5 acres)
Pool420 sqft
Last Sale$600,000 (2021)
Tax Bill$7,177.00 (2025)

Property Details

APN / Parcel Number

Primary APN97826
Alternative APN
  • 192631495000010960

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,064 sqft Heated Area
Gross Area2,493 sqft Gross Area
1st Floor2,064 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2002
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area217,800 sqft (5 acres)

Exterior Amenities

Pool Area420 sqft Pool
Deck Area380 sqft Deck
PorchOpen Porch
Porch Area429 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number97826
Street Address3370 HICKORY TREE RD
CitySAINT CLOUD
StateFL
Zip34772-8960
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS L & I C PB B PG 25 LOT 96
Legal Range31E
Legal Township26S
Legal Section19
Legal SubdivisionST CLOUD MANOR EST 1
Legal Tract4950
Legal Block1
Legal Lot Number96
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1021
Census Tract43304

Owner

Source: Osceola County records · APN 97826

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3067 RAMBLER AVE, SAINT CLOUD, FL 34772-8501
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
PMAC LENDING SERVICES INC
Mar 18, 2021Warranty Deed, Transfer
STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 18, 2021 · Amount on Record
Deed SaleMar 18, 2021 · Amount on Record
Prior SaleJul 16, 2002
Deed Doc Number0059152137
Deed Book / Page5915 / 2137
Record RefreshedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3370 HICKORY TREE RD, SAINT CLOUD, FL 34772-8960
Transaction TypeMortgage
Record UpdatedAug 01, 2022
Title CompanyMORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address4940 OLIVIA CT, SAINT CLOUD, FL 34772-8772

Mortgage

Document Number0060720727
DateOct 25, 2021
Book Page6072/727
Instrument2021165739
Lender
NamePMAC LENDING SERVICES INC
TypeMortgage Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateNov 01, 2028
Change FrequencyAnnually
Min Rate At Change3.87%
Max Rate At Change5.87%
Index1-Year LIBOR
Max Rate9.87%

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 18, 2021
Property Address3370 HICKORY TREE RD, SAINT CLOUD, FL 34772-8960
Document Number0059152137
Book / Page5915 / 2137
Map ReferenceMB B PG 25
Instrument DateMar 18, 2021
Instrument2021040827
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$4,200.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address860 OAK SHORE DR, 860, SAINT CLOUD, FL 34771-7840

Transferred To (Grantee/Buyer)

NameVerified Name
Address3075 RAMBLER AVE, SAINT CLOUD, FL 34772-8501

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,177.00 (+5.07%)$466,600 (+3.87%) Land $176,100 Building $290,500$466,600 (+3.87%) Land $176,100 Building $290,500
2024$6,831.00 (+3.36%)$449,200 (+4.03%) Land $166,600 Building $282,600$449,200 (+4.03%) Land $166,600 Building $282,600
2023$6,609.00 (+10.17%)$431,800 (+11.29%) Land $157,100 Building $274,700$431,800 (+11.29%) Land $157,100 Building $274,700
2022$5,999.00$388,000 Land $152,300 Building $235,700$388,000 Land $152,300 Building $235,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 61% of the US · above 35% of Florida
Wildfire LikelihoodAbout 1 in 508 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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