Osceola County property record for 3370 Hickory Tree Rd, Saint Cloud, FL 34772 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2002 |
| Square Footage | 2,064 sqft Heated Area |
| Lot Size | 217,800 sqft (5 acres) |
| Pool | 420 sqft |
| Last Sale | $600,000 (2021) |
| Tax Bill | $7,177.00 (2025) |
| Primary APN | 97826 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,064 sqft Heated Area |
| Gross Area | 2,493 sqft Gross Area |
| 1st Floor | 2,064 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 217,800 sqft (5 acres) |
| Pool Area | 420 sqft Pool |
|---|---|
| Deck Area | 380 sqft Deck |
| Porch | Open Porch |
| Porch Area | 429 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 97826 |
|---|---|
| Street Address | 3370 HICKORY TREE RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8960 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S L & I C PB B PG 25 LOT 96 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 19 |
| Legal Subdivision | ST CLOUD MANOR EST 1 |
| Legal Tract | 4950 |
| Legal Block | 1 |
| Legal Lot Number | 96 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1021 |
| Census Tract | 43304 |
Source: Osceola County records · APN 97826
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3067 RAMBLER AVE, SAINT CLOUD, FL 34772-8501 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC |
| Mar 18, 2021 | Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 18, 2021 · Amount on Record |
| Deed Sale | Mar 18, 2021 · Amount on Record |
| Prior Sale | Jul 16, 2002 |
| Deed Doc Number | 0059152137 |
| Deed Book / Page | 5915 / 2137 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3370 HICKORY TREE RD, SAINT CLOUD, FL 34772-8960 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Address | 4940 OLIVIA CT, SAINT CLOUD, FL 34772-8772 |
| Document Number | 0060720727 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 6072/727 |
| Instrument | 2021165739 |
| Name | PMAC LENDING SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Nov 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 5.87% |
| Index | 1-Year LIBOR |
| Max Rate | 9.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 18, 2021 |
| Property Address | 3370 HICKORY TREE RD, SAINT CLOUD, FL 34772-8960 |
| Document Number | 0059152137 |
| Book / Page | 5915 / 2137 |
| Map Reference | MB B PG 25 |
| Instrument Date | Mar 18, 2021 |
| Instrument | 2021040827 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 860 OAK SHORE DR, 860, SAINT CLOUD, FL 34771-7840 |
| Name | Verified Name |
|---|---|
| Address | 3075 RAMBLER AVE, SAINT CLOUD, FL 34772-8501 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,177.00 (+5.07%) | $466,600 (+3.87%) Land $176,100 Building $290,500 | $466,600 (+3.87%) Land $176,100 Building $290,500 |
| 2024 | $6,831.00 (+3.36%) | $449,200 (+4.03%) Land $166,600 Building $282,600 | $449,200 (+4.03%) Land $166,600 Building $282,600 |
| 2023 | $6,609.00 (+10.17%) | $431,800 (+11.29%) Land $157,100 Building $274,700 | $431,800 (+11.29%) Land $157,100 Building $274,700 |
| 2022 | $5,999.00 | $388,000 Land $152,300 Building $235,700 | $388,000 Land $152,300 Building $235,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 61% of the US · above 35% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 508 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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