3370 Harris St, Ferndale, MI 48220 Property Records

Oakland County property record for 3370 Harris St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 958 sqft · built 1923
Lot Size0.244 acres (10,629 sqft)
OwnerIndividual Name on Record
Last Sale$132,000 (Aug 2026)
Tax Bill$7,656 (2025)
Deeds & MortgagesAug 2026 Sale
Jul 2026 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN24-25-26-103-001

Property Details

APN / Parcel Number

Primary APN24-25-26-103-001

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area958 sqft Living Area
1st Floor Area958 sqft
Basement Area958 sqft
Unfinished Basement958 sqft

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,629 sqft (0.244 acres)
Lot Dimensions123 ft deep x 46 ft wide
Garage Area359 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area79 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address3370 HARRIS ST
CityFERNDALE
StateMI
Zip48220-3424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 26 BERMORE SUB LOTS 66 & 67
Legal Range11E
Legal Township01N
Legal Section26
Legal SubdivisionBERMORE SUB
Legal Lot Number66-67
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group4
Census Block4005
Census Tract173000

Owner

Source: Oakland County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3370 HARRIS ST, FERNDALE, MI 48220-3424
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2026Warranty Deed, Transfer
REPUTATION FIRST TITLE AGENCY, REPUTATION FIRST TITLE
Jul 15, 2026Deed of Trust, Mortgage · FHA Mortgage
CROSSCOUNTRY MORTGAGE
Apr 30, 2021Quit Claim Deed, Transfer
EQUITY TITLE COMPANY, EQUITY TITLE AGENCY
May 21, 2019Deed of Trust, Mortgage
WEIR RICHARD M TRUST (RT)
Jun 18, 2019Trustee's Deed, Construction Loan · Construction Mortgage
F5 CAP GROUP LLC
Dec 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
DENNIS M & LAURA L GANNAN
Aug 1, 2017Warranty Deed, Transfer
CHIRCO TITLE AGENCY INC, CHIRCO TITLE AGCY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 13, 2026 · Amount on Record
Deed SaleAug 13, 2026 · Amount on Record
Prior SaleSep 12, 1995 · Amount on Record
Deed Document Number2026120501
Deed Book / Page61454 / 295
Prior Transfer DateApr 1, 2021
Prior Transfer Doc0000115434
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateAug 13, 2026
Property Address3370 HARRIS ST, FERNDALE, MI 48220-3424
Document Number0000120501
Book / Page61454 / 295
Instrument DateJul 2, 2026
Instrument2026120501
Transaction TypeTransfer
Record UpdatedAug 24, 2026
Title CompanyREPUTATION FIRST TITLE AGENCY, REPUTATION FIRST TITLE

Transaction

AmountAmount Recorded
Tax$99,990.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3370 HARRIS ST, FERNDALE, MI 48220-3424

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Recording DateJul 15, 2026
Property Address3370 HARRIS ST, FERNDALE, MI 48220-3424
Document Number0000102289
Book / Page61365 / 58
Instrument DateJul 2, 2026
Instrument2026102289
Transaction TypeMortgage
Record UpdatedJul 23, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

NameVerified Name
Address7050 JENNINGS RD, WHITMORE LAKE, MI 48189-9508

Mortgage

Document Number0000102289,
DateJul 15, 2026
Book Page61365/58
Instrument2026102289
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate6.48%
Max Rate-1%

April 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateApr 30, 2021
Property Address3370 HARRIS ST, FERNDALE, MI 48220-3424
Document Number0000115434
Book / Page56163 / 638
Map ReferenceLB 30 PG 15
Instrument DateApr 1, 2021
Instrument115434
Transaction TypeTransfer
Record UpdatedJun 1, 2021
Title CompanyEQUITY TITLE COMPANY, EQUITY TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address230 VIRGINIA AVE, 230, ROYAL OAK, MI 48067-2193

Transferred To (Grantee/Buyer)

NameVerified Name
Address4303 DELEMERE CT, ROYAL OAK, MI 48073-1809

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3370 HARRIS ST, FERNDALE, MI 48220-3424
Document Number0000106781
Instrument DateMay 21, 2019
Transaction TypeMortgage
Record UpdatedAug 15, 2019
Title CompanyDEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address901 WILSHIRE DR #125 TROY MI 480841665, 125, TROY, MI 48084-1665

Mortgage

Document Number0000106781
DateJul 3, 2019
Book Page052995/000531
Instrument106781
Lender
NameWEIR RICHARD M TRUST (RT)
Address4222 ORCHARD HILL DR, BLOOMFIELD HILLS, MI 48304-3250
Agreement
AmountAmount Recorded

June 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionOAKLAND MI
Recording DateJun 18, 2019
Property Address3370 HARRIS ST, FERNDALE, MI 48220-3424
Book / Page052942 / 000129
Instrument DateMay 14, 2019
Instrument97619
Transaction TypeConstruction Loan
Record UpdatedJul 16, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address901 WILSHIRE DR #125 TROY MI 480841665, 125, TROY, MI 48084-1665

Mortgage

Document Number0000097619
DateJun 18, 2019
Book Page052942/000129
Instrument97619
Lender
NameF5 CAP GROUP LLC
AddressLAKEVILLE, MI 48366
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 17, 2020

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3370 HARRIS ST, FERNDALE, MI 48220-3424
Document Number0000004271
Book / Page051455 / 000467
Instrument DateDec 22, 2017
Transaction TypeMortgage
Record UpdatedJan 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address230 VIRGINIA AVE ROYAL OAK MI 480671830, ROYAL OAK, MI 48067-1830

Mortgage

Document Number0000004271
DateJan 8, 2018
Book Page051455/000467
Instrument4271
Lender
NameDENNIS M & LAURA L GANNAN
Address3893 PEABODY DR, BLOOMFIELD HILLS, MI 48302-4035
Agreement
TypeConventional Mortgage
AmountAmount Recorded

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateAug 1, 2017
Property Address3370 HARRIS ST, FERNDALE, MI 48220-3424
Document Number0000143764
Book / Page050919 / 000324
Instrument DateJul 24, 2017
Instrument143764
Transaction TypeTransfer
Record UpdatedAug 11, 2017
Title CompanyCHIRCO TITLE AGENCY INC, CHIRCO TITLE AGCY INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address880 S OLD WOODWARD AVE BIRMINGHAM MI 480096730, BIRMINGHAM, MI 48009-6730

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictHazel Park City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,656.00 (-1.15%)$125,990 (+18.27%)$251,980 (+18.27%)
2024$7,745.00 (+70.59%)
2023$106,530$213,060
2021$4,540.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Also Mapped HereCITY OF ROYAL OAK
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 806 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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