3370 Drew Ct, Middleburg, FL 32068 Property Records

Clay County property record for 3370 Drew Ct, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,417 sqft · built 1993
Lot Size	0.18 acres (7,840 sqft)
Owner	Individual Name on File
Last Sale	$99,000 (Nov 2003)
Tax Bill	$1,111 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-05-25-008989-005-05`

Property Details

APN / Parcel Number

Primary APN	`04-05-25-008989-005-05`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,417 sqft Living Area
Gross Area	1,797 sqft
1st Floor Area	1,417 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,840 sqft (0.18 acres)
Lot Dimensions	105 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	380 sqft
Porch	Finished/Open Porch
Porch Area	49 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3370 DREW CT
City	MIDDLEBURG
State	FL
Zip	32068-4104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 5 HIGHLAND OAKS AS REC OR 1470 PG 566; 1870 PG 680; 2290 PG 1387 & 2626 PG 1999
Legal Range	25E
Legal Township	05S
Legal Section	04
Legal Subdivision	HIGHLAND OAKS
Legal Lot Number	5
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	1
Census Block	1000
Census Tract	30210

Owner

3370 Drew Ct is owned and occupied by an individual who acquired it in October 2005.

Source: Clay County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3370 DREW CT, MIDDLEBURG, FL 32068-4104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Mar 7, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 7, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2003 · Amount on File
Deed Sale	Nov 7, 2003 · Amount on File
Deed Document Number	200377558
Deed Book / Page	2290 / 1387
Last Transfer Date	Oct 24, 2005
Transfer Doc	0026261999
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Recording Date	May 11, 2026
Property Address	3370 DREW CT, MIDDLEBURG, FL 32068-4104
Document Number	0000022961
Book / Page	5044 / 513
Instrument Date	May 4, 2026
Instrument	202622961
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3370 DREW CT, MIDDLEBURG, FL 32068-4104

Mortgage

Document Number	0000022961,
Date	May 11, 2026
Book Page	5044/513
Instrument	202622961

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3370 DREW CT, MIDDLEBURG, FL 32068-4104
Transaction Type	Mortgage
Record Updated	Mar 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3370 DREW CT, MIDDLEBURG, FL 32068-4104

Mortgage

Document Number	0046941912
Date	Mar 7, 2023
Book Page	4694/1912
Instrument	2023010009

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 27, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3370 DREW CT, MIDDLEBURG, FL 32068-4104
Transaction Type	Mortgage
Record Updated	Dec 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3370 DREW CT, MIDDLEBURG, FL 32068-4104

Mortgage

Document Number	0046721717
Date	Dec 7, 2022
Book Page	4672/1717
Instrument	2022070893

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Dec 28, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3370 Drew Ct was $1,111 with a homeowner's exemption, up 5.5% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,111.00 (+5.51%) Homeowner's exemption	$112,991	$230,320 Land $35,000 Building $195,320
2024	$1,053.00 (-21.59%)
2023	$1,343.00 (+13.43%) Homeowner's exemption	$106,609 (+3%)	$208,610 (+12.02%) Land $35,000 Building $173,610
2022	$1,184.00 Homeowner's exemption	$103,504	$186,222 Land $35,000 Building $151,222

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3370 Drew Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3370 Drew Ct is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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