3370 Bear Den Ct, Charlottesville, VA 22903 Property Records

Albemarle County property record for 3370 Bear Den Ct, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 4,872 sqft
Lot Size	3.85 acres (167,924 sqft)
Owner	Trust Name on File
Last Sale	$305,000 (Jun 2015)
Tax Bill	$20,494 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07400-00-00-018F9`

Property Details

APN / Parcel Number

Primary APN	`07400-00-00-018F9`
Alternative APN	`29947`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,872 sqft Finished Area
Basement Area	2,550 sqft
Finished Basement	1,346 sqft
Unfinished Basement	1,204 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood
Lot Area	167,924 sqft (3.85 acres)
Porch	Slab
Porch Area	360 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	3370 BEAR DEN CT
City	CHARLOTTESVILLE
State	VA
Zip	22903-9324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	THE ROCKS 30
Legal Subdivision	THE ROCKS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	4
Census Block	4008
Census Tract	11202

Owner

3370 Bear Den Ct is owner-occupied and held in a trust since June 2015.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Trust Name on File
Mailing Address	3370 BEAR DEN CT, CHARLOTTESVILLE, VA 22903-9324
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2015 · Amount on File
Deed Sale	Jun 9, 2015 · Amount on File
Deed Document Number	20155984
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	3370 BEAR DEN CT, CHARLOTTESVILLE, VA 22903-9324
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3370 BEAR DEN CT, CHARLOTTESVILLE, VA 22903-9324

Mortgage

Document Number	202600002102
Date	Mar 10, 2026
Instrument	202600002102

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 8, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 3370 Bear Den Ct was $20,494, up 9.9% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,494.00 (+9.89%)	$2,292,400 (+9.88%) Land $360,800 Building $1,931,600	$2,292,400 (+9.88%) Land $360,800 Building $1,931,600
2025	$18,650.00	$2,086,200 Land $236,700 Building $1,849,500	$2,086,200 Land $236,700 Building $1,849,500
2023	$15,504.00	$1,815,500 Land $242,400 Building $1,573,100	$1,815,500 Land $242,400 Building $1,573,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3370 Bear Den Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3370 Bear Den Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 62% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	40 / 3

May also be available: AT&T, Verizon.

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