3370 310th St, Ruthven, IA 51358 Property Records

Clay County property record for 3370 310th St, Ruthven, IA 51358

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,930 sqft · built 1914
Lot Size	16.4 acres (714,384 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Oct 2023)
Tax Bill	$2,492 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`973524400009`

Property Details

APN / Parcel Number

Primary APN	`973524400009`
Alternative APN	`01097352440000900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,930 sqft Living Area
1st Floor Area	768 sqft
Basement Area	1,392 sqft
Unfinished Basement	1,392 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	714,384 sqft (16.4 acres)
Garage Type	Detached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Deck Area	Deck Area
Patio Area	480 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3370 310TH ST
City	RUTHVEN
State	IA
Zip	51358-7504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1 AGRICU
Legal Description	16.40 AC TR IN CENTER SE VIN - NEB00B02293
Legal Range	35W
Legal Township	97N
Legal Section	24
Jurisdiction	CLAY IA
Township / Civil Division	LAKE
Census Block Group	3
Census Block	3102
Census Tract	80100

Owner

Source: Clay County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3370 310TH ST, RUTHVEN, IA 51358-7504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2023 · Amount on Record
Deed Sale	Oct 4, 2023 · Amount on Record
Deed Document Number	20232224
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IA
Recording Date	Oct 4, 2023
Property Address	3370 310TH ST, RUTHVEN, IA 51358-7504
Document Number	02023/2224
Book / Page	2023 / 2224
Map Reference	DOC 2004-1741
Instrument Date	Sep 6, 2023
Instrument	2023 2224
Transaction Type	Transfer
Record Updated	Dec 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$391.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3370 310TH ST, RUTHVEN, IA 51358-7504

Mortgage

Document Number	0020232225
Date	Oct 4, 2023
Instrument	2023 2225

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year T-Bill
Max Rate	11%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Unified School District	Graettinger-Terril Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,492.00 (-1.58%) Homeowner's exemption	$226,110 (+18.33%) Land $94,740 Building $131,370	$226,110 (+16.58%) Land $94,740 Building $131,370
2024	$2,532.00 (+17.44%)
2023		$191,080 (+20.48%) Land $14,650 Building $176,430	$193,950 (+20.95%)
2022	$2,156.00 Homeowner's exemption Additional exemption filed	$158,600 Land $11,740 Building $146,860
2021			$160,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Most Recent Claim	Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 78% of Iowa
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
River Valley Telecommunications Cooperative Fiber	500 / 500
Nextlink Fixed Wireless	200 / 50

Nearby Properties on 310th St

Nearby Streets

All Ruthven, IA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures