337 W Morrell St, Otsego, MI 49078 Property Records

Allegan County property record for 337 W Morrell St, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,482 sqft
Lot Size	0.318 acres (13,852 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Dec 2019)
Tax Bill	$2,991 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit Oct 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`54-022-132-00`

Property Details

APN / Parcel Number

Primary APN	`54-022-132-00`
Alternative APN	`03-54-022-132-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,482 sqft Living Area
1st Floor Area	1,014 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Architectural Style	Cape Cod
Exterior Material	Stucco
Foundation Type	No Foundation
Lot Area	13,852 sqft (0.318 acres)
Lot Dimensions	165 ft deep x 84 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	337 W MORRELL ST
City	OTSEGO
State	MI
Zip	49078-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Description	W 84 FT OF E 228 FT OF W 396 FT OF E 528 FT OF THAT PT SE 1/4 NE 1/4 LYING S OF MORRELL ST & W OF BURLINGHAM'S ADD. SEC 22 T1N R12W.
Legal Range	12W
Legal Township	01N
Legal Section	22
Legal Subdivision	BURLINGHAM ADDITION
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	4
Census Block	4004
Census Tract	31800

Owner

337 W Morrell St is owned and occupied by two individuals who bought it in December 2019.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	337 W MORRELL ST, OTSEGO, MI 49078-1221
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2019	Deed of Trust, Mortgage · Line of Credit INDEPENDENT BANK
Oct 25, 2021	Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU
Dec 12, 2019	Deed, Transfer · Conventional Mortgage ARBOR FINANCIAL CU
Dec 12, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2019 · Amount on File
Deed Sale	Dec 12, 2019 · Amount on File
Prior Sale	Jan 11, 2002
Deed Book / Page	4412 / 75
Prior Transfer Date	Feb 24, 2014
Prior Transfer Doc	3818/623
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	337 W MORRELL ST, OTSEGO, MI 49078-1221
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004385/335
Date	Sep 27, 2019
Book Page	4385/335

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	337 W MORRELL ST, OTSEGO, MI 49078-1221
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004687/784
Date	Oct 25, 2021
Book Page	4687/784

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGAN MI
Recording Date	Dec 12, 2019
Property Address	337 W MORRELL ST, OTSEGO, MI 49078-1221
Document Number	004412/075
Book / Page	4412 / 075
Instrument Date	Dec 6, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,118.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	337 W MORRELL ST, 337, OTSEGO, MI 49078-1221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15187 COUNTY ROAD 653, GOBLES, MI 49055-9206

Mortgage

Document Number	0000441278
Date	Dec 12, 2019
Instrument	4412/78

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Dec 12, 2019
Property Address	337 W MORRELL ST, OTSEGO, MI 49078-1221
Document Number	4412/088
Book / Page	4412 / 088
Instrument Date	Dec 6, 2019
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	337 W MORRELL ST, OTSEGO, MI 49078-1221

Tax Assessment & Valuation

The 2025 property tax bill for 337 W Morrell St was $2,991 with a homeowner's exemption, up 4.7% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Otsego City
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,400 (+6.09%) Land $14,300 Building $104,100	$236,800 (+6.09%) Land $28,600 Building $208,200
2025	$2,991.00 (+4.69%) Homeowner's exemption	$111,600 Land $12,700 Building $98,900	$223,200 Land $25,400 Building $197,800
2024	$2,857.00
2023		$87,300 Land $7,200 Building $80,100	$174,600 Land $14,400 Building $160,200
2022	$2,354.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 337 W Morrell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 337 W Morrell St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTSEGO serves 4,120 people · EPA ID MI0005060
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET.

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