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337 Virginia Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 337 Virginia Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,872 sqft · built 1975
Lot Size0.31 acres (13,503 sqft)
Owner2 Company Names on Record
Last Sale$290,000 (May 2019)
Tax Bill$3,031 (2025)
Deeds & MortgagesOct 2020 Transfer
May 2019 Sale
+ 2 more
Flood ZoneZone X (moderate risk)
APN01-26-30-0001-0414-0110

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0414-0110
Alternative APNs
  • 263001000104140110
  • 80111

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,872 sqft Living Area
Gross Area2,652 sqft
1st Floor Area1,872 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2005
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,503 sqft (0.31 acres)
Lot Dimensions150 ft deep x 90 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area512 sqft
PorchFinished/Open Porch
Porch Area204 sqft
Deck Area712 sqft
Shed1 Shed
Shed Area36 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address337 VIRGINIA AVE
CitySAINT CLOUD
StateFL
Zip34769-2437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1A
Legal DescriptionGALION GARDENS PB 1 PG 140 BLK 414 LOT 11 & S 40 FT LOT 12 1/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block414
Legal Lot Number11
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3012
Census Tract43500

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address337 VIRGINIA AVE, SAINT CLOUD, FL 34769-2437
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
May 31, 2019Warranty Deed, Transfer
FIRST INT'L TITLE
Feb 20, 2019Quit Claim Deed, Transfer
Quitclaim
Jul 13, 2017Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 2019 · Amount on Record
Deed SaleMay 31, 2019 · Amount on Record
Prior SaleNov 4, 2016 · Amount on Record
Deed Document Number201970613
Deed Book / Page5533 / 2001
Last Transfer DateOct 6, 2020
Transfer Doc0058120957
Record UpdatedSep 20, 2026

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateOct 14, 2020
Property Address337 VIRGINIA AVE, SAINT CLOUD, FL 34769-2437
Document Number0058120957
Book / Page005812 / 000957
Instrument DateOct 6, 2020
Instrument138686
Transaction TypeTransfer
Record UpdatedOct 30, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address337 VIRGINIA AVE ST CLOUD FL 347692437, ST CLOUD, FL 34769-2437

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 31, 2019
Property Address337 VIRGINIA AVE, SAINT CLOUD, FL 34769-2437
Document Number0055332001
Book / Page005533 / 002001
Instrument DateMay 31, 2019
Instrument70613
Transaction TypeTransfer
Record UpdatedJun 20, 2019
Title CompanyFIRST INT'L TITLE

Transaction

AmountAmount Recorded
Tax$2,030.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address337 VIRGINIA AVE ST CLOUD FL 347692437, ST CLOUD, FL 34769-2437

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateFeb 20, 2019
Property Address337 VIRGINIA AVE, SAINT CLOUD, FL 34769-2437
Document Number0054792411
Book / Page005479 / 002411
Instrument DateFeb 19, 2019
Instrument21774
Transaction TypeTransfer
Record UpdatedMar 1, 2019

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address337 VIRGINIA AVE ST CLOUD FL 347692437, ST CLOUD, FL 34769-2437

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address337 VIRGINIA AVE, SAINT CLOUD, FL 34769-2437
Document Number0051850030
Book / Page005185 / 000030
Instrument DateJul 13, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address337 VIRGINIA AVE ST CLOUD FL 347692437, ST CLOUD, FL 34769-2437

Mortgage

Document Number0051850030
DateJul 27, 2017
Book Page005185/000030
Instrument108586
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 26, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,031.00 (+3.59%) Homeowner's exemption$212,226 (+5.99%)$397,500 (+14.49%) Land $66,000 Building $331,500
2024$2,926.00 (+2.77%)
2023$2,847.00 (+3.75%) Homeowner's exemption$200,238 (+3%)$347,200 (+17.66%) Land $60,500 Building $286,700
2022$2,744.00 Homeowner's exemption$194,406$295,100 Land $55,000 Building $240,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 40 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims3 (1995–2022)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

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