337 Virginia Ave, Algonac, MI 48001 Property Records

St. Clair County property record for 337 Virginia Ave, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,207 sqft · built 2017
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$161,400 (Nov 2017)
Tax Bill	$3,318 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`74-01-151-0002-001`

Property Details

APN / Parcel Number

Primary APN	`74-01-151-0002-001`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,207 sqft Living Area
1st Floor Area	1,207 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Lot Area	10,454 sqft (0.24 acres)
Lot Width	75 ft Width
Garage Area	792 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	337 VIRGINIA AVE
City	ALGONAC
State	MI
Zip	48001-1149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 2 & W 39.13' OF LOT 3 AND 1/2 VAC ALLEY ADJ LOCUST POINT
Legal Range	16E
Legal Township	02N
Legal Section	02
Legal Subdivision	LOCUST POINT SUBDIVISION
Legal Lot Number	1-3
Legal Unit	2,3
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	1
Census Block	1013
Census Tract	649000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	337 VIRGINIA AVE, ALGONAC, MI 48001-1149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Nov 3, 2017	Warranty Deed, Subdivision Related Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2017 · Amount on Record
Deed Sale	Nov 3, 2017 · Amount on Record
Deed Document Number	201726212
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	337 VIRGINIA AVE, ALGONAC, MI 48001-1149
Transaction Type	Mortgage
Record Updated	Jul 5, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	337 VIRGINIA AVE, ALGONAC, MI 48001-1149

Mortgage

Document Number	5379175
Date	Jun 14, 2021
Book Page	5379/175
Instrument	2021017563

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

November 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 3, 2017
Property Address	337 VIRGINIA AVE, ALGONAC, MI 48001-1149
Document Number	0048860451
Book / Page	004886 / 000451
Instrument Date	Oct 20, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	May 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,388.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 SHELDON ST ALGONAC MI 480011256, ALGONAC, MI 48001-1256
Investor	Possibly a Property Investor

Mortgage

Document Number	48860452
Date	Nov 3, 2017
Book Page	004886/000452

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,000 (+3.66%)	$272,000 (+3.66%)
2025	$3,318.00 (+2.03%) Homeowner's exemption	$131,200 (+21.82%)
2024	$3,252.00 (+12.18%)		$262,400 (+21.82%)
2023		$107,700
2022	$2,899.00		$215,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	85 (1980–2021)
Claims Outside the SFHA	44 of 85
Most Recent Claim	Feb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Virginia Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures