St. Charles County property record for 337 S Main St, Saint Charles, MO 63301
| Property Type | Commercial |
|---|---|
| Details | 3,148 sqft · built 1870 |
| Lot Size | 0.1 acres (4,350 sqft) |
| Owner | Company Name on Record |
| Last Sale | $500,000 (Sep 2025) |
| Tax Bill | $7,000 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 002200A000 |
| Primary APN | 002200A000 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,148 sqft Gross Area |
| 1st Floor Area | 2,728 sqft |
| Basement Area | 420 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,350 sqft (0.1 acres) |
| Lot Dimensions | 150 ft deep x 29 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 002200A000 |
|---|---|
| Street Address | 337 S MAIN ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-3434 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | AB5 |
| Legal Description | PT BLK 29 |
| Legal Subdivision | PARK CHAS SOUTH 04 |
| Legal Block | 29 |
| Legal Lot Number | 10 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 310502 |
Source: St. Charles County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1723 GALLAHER AVE, SAINT CHARLES, MO 63301-4717 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STATE CHARLES COUNTY ECONOMIC DEV |
| Sep 17, 2025 | Deed of Trust, Mortgage FIRST MID BANK & TRUST NA |
| Sep 17, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST MID BANK & TRUST NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2025 · Amount on Record |
| Deed Sale | Sep 17, 2025 · Amount on Record |
| Prior Sale | Nov 1, 2022 |
| Deed Document Number | 202540900 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 23, 2026 |
| Property Address | 337 S MAIN ST, SAINT CHARLES, MO 63301-3434 |
| Document Number | 0000018914 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 202618914 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 337 S MAIN ST, SAINT CHARLES, MO 63301-3434 |
| Document Number | 0000018914, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 202618914 |
| Name | STATE CHARLES COUNTY ECONOMIC DEV |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 337 S MAIN ST, SAINT CHARLES, MO 63301-3434 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1723 GALLAHER AVE, SAINT CHARLES, MO 63301-4717 |
| Document Number | 0000040901 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 2025R-040901 |
| Name | FIRST MID BANK & TRUST NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Sep 16, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 337 S MAIN ST, SAINT CHARLES, MO 63301-3434 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1723 GALLAHER AVE, SAINT CHARLES, MO 63301-4717 |
| Document Number | 0000040903 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 2025R-040903 |
| Name | FIRST MID BANK & TRUST NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 16, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $101,484 (-) | $366,141 (-) Land $47,850 Building $318,291 | |
| 2025 | $7,000.00 (+2.04%) | $101,484 (+4.27%) | $366,141 (+4.45%) Land $47,850 Building $318,291 |
| 2024 | $6,860.00 | ||
| 2023 | $97,329 | ||
| 2022 | $350,536 Land $47,850 Building $302,686 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 22 (1979–2022) |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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