337 Rocky Top Trl, Seven Devils (Banner Elk), NC 28604 Property Records

Watauga County property record for 337 Rocky Top Trl, Seven Devils, NC 28604

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,208 sqft · built 2006
Lot Size	2.06 acres (89,734 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Feb 2024)
Tax Bill	$2,540 (2025)
Deeds & Mortgages	Feb 2024 Sale Jul 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1878-27-4806-000`

Property Details

APN / Parcel Number

Primary APN	`1878-27-4806-000`
Alternative APNs	`1838943` `1860522`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,208 sqft Living Area
1st Floor Area	1,700 sqft
Basement Area	1,168 sqft
Finished Basement	1,168 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Rustic
Exterior Material	Logs
Foundation Type	Footing
Roof Material	Asphalt
Lot Area	89,734 sqft (2.06 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	126 sqft
Patio Area	709 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	1860522
Street Address	337 ROCKY TOP TRL
City	SEVEN DEVILS
State	NC
Zip	28604-6415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 SETTLERS RIDGE
Legal Subdivision	SETTLERS RIDGE
Legal Lot Number	8
Jurisdiction	WATAUGA NC
Township / Civil Division	WATAUGA
Census Block Group	2
Census Block	2029
Census Tract	920900

Owner

337 Rocky Top Trl is owned by two individuals who bought it in February 2024.

Source: Watauga County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5220 LOMA LINDA LN, CHARLOTTE, NC 28270-0226
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Warranty Deed, Transfer
Jul 14, 2021	Intrafamily Transfer, Transfer
Dec 2, 2020	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Mar 13, 2018	Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2024 · Amount on File
Deed Sale	Feb 16, 2024 · Amount on File
Prior Sale	Dec 2, 2020 · Amount on File
Deed Document Number	2024738548
Deed Book / Page	2372 / 192
Prior Transfer Date	Nov 16, 2009
Prior Transfer Doc	0014830446
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Feb 16, 2024
Property Address	337 ROCKY TOP TRL, SEVEN DEVILS, NC 28604-6415
Document Number	0023720192
Book / Page	2372 / 192
Map Reference	PL 14 PG 125
Instrument Date	Feb 12, 2024
Instrument	738548
Transaction Type	Transfer
Record Updated	Mar 4, 2024

Transaction

Amount	Amount on Record
Tax	$2,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 TOP OF SEVEN DR # DR1, DR1, SEVEN DEVILS, NC 28604-9193

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5220 LOMA LINDA LN, CHARLOTTE, NC 28270-0226

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WATAUGA NC
Recording Date	Jul 14, 2021
Property Address	337 ROCKY TOP TRL, SEVEN DEVILS, NC 28604-6415
Document Number	0022050150
Book / Page	2205 / 150
Map Reference	PL 14 PG 125
Instrument Date	Jul 13, 2021
Instrument	708710
Transaction Type	Transfer
Record Updated	Jul 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	337 ROCKY TOP TRAIL, 337, SEVERN, NC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	337 ROCKY TOP TRL, SEVEN DEVILS, NC 28604-6415

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Dec 2, 2020
Property Address	337 ROCKY TOP TRL, SEVEN DEVILS, NC 28604-6415
Document Number	0021460728
Book / Page	2146 / 728
Map Reference	MB 14 PG 125
Instrument Date	Dec 1, 2020
Instrument	699080
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13628 MANDARIN CIR, 13628, NAPLES, FL 34109-0583

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1800 N 16TH AVE APT 20N, 20N, HOLLYWOOD, FL 33020-2579

Mortgage

Document Number	699081
Date	Dec 2, 2020
Instrument	699081

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Mar 13, 2018
Property Address	337 ROCKY TOP TRL, SEVEN DEVILS, NC 28604-6415
Document Number	0019630696
Book / Page	1963 / 0696
Map Reference	MB 14 PG 125
Instrument Date	Mar 2, 2018
Instrument	666880
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$864.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1682 NW 81ST WAY, PLANTATION, FL 33322-5469

Mortgage

Document Number	666881
Date	Mar 13, 2018
Instrument	666881

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 337 Rocky Top Trl was $2,540, down 58.4% from the year before.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Municipality	Seven Devils Town
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$762,600 (-) Land $68,000 Building $694,600
2025	$2,540.00 (-58.44%)	$762,600 Land $68,000 Building $694,600
2024	$6,112.00		$762,600 Land $68,000 Building $694,600
2023		$762,600 Land $68,000 Building $694,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 337 Rocky Top Trl in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 units insured incl. 15 condo units
Nearby Flood Claims	30 (1994–2024)
Claims Outside the SFHA	8 of 30
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims Hurricane Ivan, Sep 2004 · 6 claims Tropical Storm Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 337 Rocky Top Trl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SEVEN DEVILS serves 400 people · EPA ID NC0195118
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rocky Top Trl

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