337 Prairie Heritage Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 337 Prairie Heritage Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,869 sqft · built 1997
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$274,800 (Jul 2017)
Tax Bill	$5,006 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Mar 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`A972001843`

Property Details

APN / Parcel Number

Primary APN	`A972001843`
Alternative APN	`2-0126-7633-00-0112.0000000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,869 sqft Living Area
Gross Area	4,277 sqft
1st Floor Area	1,969 sqft
Basement Area	1,867 sqft
Finished Basement	900 sqft
Unfinished Basement	967 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	93 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A972001843
Street Address	337 PRAIRIE HERITAGE DR
City	O FALLON
State	MO
Zip	63368-7204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT DARDENNE BATES VLG LOT 112
Legal Subdivision	VLGS AT DARDENNE BATES VLG
Legal Lot Number	112
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	2
Census Block	2002
Census Tract	311732

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	337 PRAIRIE HERITAGE DR, O FALLON, MO 63368-7204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Mar 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC
Dec 14, 2018	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Dec 16, 2019	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Nov 13, 2020	Deed of Trust, Mortgage CARDINAL FIN'L
Jul 5, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2017 · Amount on Record
Deed Sale	Jul 5, 2017 · Amount on Record
Prior Sale	Aug 31, 2010 · Amount on Record
Deed Document Number	2017412470
Deed Book / Page	6769 / 1156
Prior Transfer Date	Jun 29, 2017
Prior Transfer Doc	0067691156
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	337 PRAIRIE HERITAGE DR, O FALLON, MO 63368-7204
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	337 PRAIRIE HERITAGE DR, O FALLON, MO 63368-7204

Mortgage

Document Number	0000060933
Date	Nov 10, 2022
Instrument	2022R-060933

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Oct 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	337 PRAIRIE HERITAGE DR, O FALLON, MO 63368-7204
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070502452
Date	Mar 26, 2019
Book Page	7050/2452
Instrument	20190326000133130

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85248

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	337 PRAIRIE HERITAGE DR, O FALLON, MO 63368-7204
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	337 PRAIRIE HERITAGE DR, O FALLON, MO 63368-7204

Mortgage

Document Number	0070141265
Date	Dec 14, 2018
Book Page	7014/1265
Instrument	20181214000698080

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Nov 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	337 PRAIRIE HERITAGE DR, O FALLON, MO 63368-7204
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SELECT TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071991870
Date	Dec 16, 2019
Book Page	7199/1870
Instrument	20191216000722460

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Nov 1, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	337 PRAIRIE HERITAGE DR, O FALLON, MO 63368-7204
Document Number	0000092892
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	337 PRAIRIE HERITAGE DR O FALLON MO 633687204, O FALLON, MO 63368-7204

Mortgage

Document Number	0000092892
Date	Nov 30, 2020
Instrument	92892

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2050

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jul 5, 2017
Property Address	337 PRAIRIE HERITAGE DR, O FALLON, MO 63368-7204
Document Number	0067691156
Book / Page	6769 / 1156
Map Reference	MB 33 PG 352
Instrument Date	Jun 29, 2017
Instrument	20170705000412470
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	337 PRAIRIE HERITAGE DR, O FALLON, MO 63368-7204

Mortgage

Document Number	, 20170705000412480
Date	Jul 5, 2017
Instrument	20170705000412480

Lender

Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2032

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,100 (-)	$411,051 (-) Land $75,000 Building $336,051
2025	$5,006.00 (+2.96%)	$78,100 (+6.03%)	$411,051 (+6.03%) Land $75,000 Building $336,051
2024	$4,862.00
2023		$73,659
2022			$387,678 Land $50,000 Building $337,678

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: i3 Broadband, Verizon.

Nearby Properties on Prairie Heritage Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures