337 Oleander Ave, Destin, FL 32541 Property Records

Okaloosa County property record for 337 Oleander Ave, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,390 sqft · built 1985
Lot Size0.194 acres (8,448 sqft)
Owner2 Individual Names on File
Last Sale$295,000 (Jul 2019)
Tax Bill$2,206 (2025)
Deeds & MortgagesJul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-589-6985-8

Property Details

APN / Parcel Number

Primary APNC56-000-589-6985-8
Alternative APNs
  • 00-2S-22-0692-000E-0060
  • 22S2000692000E0060

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,390 sqft Living Area
Gross Area1,863 sqft
1st Floor Area1,390 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area8,448 sqft (0.194 acres)
Garage TypeAttached
Garage Area377 sqft
PorchFinished/Open Porch
Porch Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address337 OLEANDER AVE
CityDESTIN
StateFL
Zip32541-2227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEDGEWOOD TO DESTIN LOT 6 BLK E
Legal SubdivisionEDGEWOOD TO DESTIN
Legal BlockE
Legal Lot Number6
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2015
Census Tract23306

Owner

337 Oleander Ave is owned and occupied by two individuals who bought it in July 2019.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address337 OLEANDER AVE, DESTIN, FL 32541-2227
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2019 · Amount on File
Deed SaleJul 1, 2019 · Amount on File
Prior SaleAug 4, 2014 · Amount on File
Deed Document Number20193288273
Deed Book / Page3406 / 3996
Prior Transfer DateMay 1, 2012
Prior Transfer Doc0030590487
Record UpdatedOct 29, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 1, 2019
Property Address337 OLEANDER AVE, DESTIN, FL 32541-2227
Document Number0034063996
Book / Page3406 / 3996
Map ReferenceMB 7 PG 59
Instrument DateJun 28, 2019
Instrument3288273
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyRODGERS KIEFCR TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,065.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address93 DUNE LAKES CIR # CIRC104, 93, SANTA ROSA BEACH, FL 32459-8393

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address337 OLEANDER AVE, DESTIN, FL 32541-2227

Mortgage

Document Number0034063998
DateJul 1, 2019
Instrument3406-3998
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 337 Oleander Ave was $2,206 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,206.00 Homeowner's exemption$225,330$314,609 Land $118,751 Building $195,858
2023$2,079.00 (+2.72%) Homeowner's exemption$212,602 (+3%)$305,563 (+8.78%) Land $107,749 Building $197,814
2022$2,024.00 Homeowner's exemption$206,410$280,912 Land $97,953 Building $182,959

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 337 Oleander Ave in Zone X, an area of minimal flood risk, though there have been 95 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 76 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies136 units insured
incl. 60 condo units
Nearby Flood Claims95 (1994–2020)
Claims Outside the SFHA64 of 95
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Frances, Sep 2004 · 18 claims
  • Hurricane Georges, Sep 1998 · 16 claims
  • Hurricane Opal, Oct 1995 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 337 Oleander Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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