337 Oak Ave, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 337 Oak Ave, Spruce Pine, NC 28777

Property Summary

Property Type	Bank, Financial Building
Details	13,734 sqft · built 1930
Lot Size	0.69 acres (30,056 sqft)
Owner	Company Name on File
Last Sale	$85,000 (Jan 2017)
Tax Bill	$1,353 (2025)
Deeds & Mortgages	Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`0890-17-12-8137`

Property Details

APN / Parcel Number

Primary APN	`0890-17-12-8137`
Alternative APN	`555780880`

Interior

Stories	3 Stories
Building Area	13,734 sqft Total Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	30,056 sqft (0.69 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	555780880
Street Address	337 OAK AVE
City	SPRUCE PINE
State	NC
Zip	28777-2723
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Legal Description	337 OAK AVENUE
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	1
Census Block	1057
Census Tract	950300

Owner

Source: Mitchell County records · APN 0890-17-12-8137

Assessment roll updated October 17, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 381703, MIAMI, FL 33238-1703
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 31, 2017 · Amount on Record
Deed Sale	Jan 31, 2017 · Amount on Record
Deed Book / Page	577 / 307
Record Updated	Jun 08, 2026

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Jan 31, 2017
Property Address	337 OAK AVE, SPRUCE PINE, NC 28777-2723
Document Number	577/307
Book / Page	577 / 307
Instrument Date	Jan 25, 2017
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	90 PARK AVE FL 32, 90, NEW YORK, NY 10016-1316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 381703, MIAMI, FL 33238-1703

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated October 17, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Municipality	Spruce Pine Town
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,353.00	$241,700 (-) Land $135,000 Building $106,700
2023	$1,353.00	$241,700 Land $135,000 Building $106,700	$241,700 Land $135,000 Building $106,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 2, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Zito West Holding Fiber · Cable	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 110 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF SPRUCE PINE serves 5,661 people
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.