337 N 12th St, Flagler Beach, FL 32136 Property Records

Flagler County property record for 337 N 12th St, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,008 sqft · built 1979
Lot Size	0.201 acres (8,799 sqft)
Owner	Individual Name on File
Last Sale	$590,000 (Aug 2024)
Tax Bill	$8,252 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage Feb 2017 Sale & Construction Loan
Flood Zone	Zone AE (high risk)
APN	`01-12-31-5050-00030-0190`

Property Details

APN / Parcel Number

Primary APN	`01-12-31-5050-00030-0190`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,008 sqft Heated Area
Gross Area	1,864 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,799 sqft (0.201 acres)
Lot Width	80 ft Width
Driveway	Driveway
Driveway Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	337 N 12TH ST
City	FLAGLER BEACH
State	FL
Zip	32136-3120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALMA VISTA SUBD BLOCK 3 LOT 19 OR 58 PG 475 OR 89 PG 600 OR 112 PG 432 OR 329 PG 43 OR 401 PG 455 OR 504 PG 1623 OR 614 PG 8
Legal Range	31E
Legal Township	12S
Legal Section	01
Legal Subdivision	PALMA VISTA SUB
Legal Block	3
Legal Lot Number	19
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1019
Census Tract	60302

Owner

337 N 12th St is owned and occupied by an individual who bought it in August 2024.

Source: Flagler County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	337 N 12TH ST, FLAGLER BEACH, FL 32136-3120
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2018	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FIRST CU/FL
Feb 8, 2017	Warranty Deed, Transfer · Construction Mortgage BRUCE C & LISA L CAMPBELL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2024 · Amount on File
Deed Sale	Aug 1, 2024 · Amount on File
Prior Sale	May 30, 2018 · Amount on File
Deed Document Number	2024032658
Deed Book / Page	2889 / 1913
Record Updated	Jun 8, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	May 30, 2018
Property Address	337 N 12TH ST, FLAGLER BEACH, FL 32136-3120
Document Number	0022820827
Book / Page	002282 / 000827
Instrument Date	Apr 25, 2018
Instrument	19938
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	FLAGLER COUNTY ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,506.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 WILLOW BAY DR PONTE VEDRA BEACH FL 320810689, PONTE VEDRA BEACH, FL 32081-0689

Mortgage

Document Number	22820828
Date	May 30, 2018
Book Page	002282/000828
Instrument	19939

Lender

Name	COMMUNITY FIRST CU/FL
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 29, 2048

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Feb 8, 2017
Property Address	337 N 12TH ST, FLAGLER BEACH, FL 32136-3120
Document Number	0021851826
Book / Page	002185 / 001826
Instrument Date	Jan 31, 2017
Instrument	4763
Transaction Type	Transfer
Record Updated	Mar 15, 2017
Title Company	FLAGLER COUNTY ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 151587 TAMPA FL 336841587, TAMPA, FL 33684-1587

Mortgage

Document Number	21851827
Date	Feb 8, 2017
Book Page	002185/001827
Instrument	4764

Lender

Name	BRUCE C & LISA L CAMPBELL
Address	3656 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4117

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 7, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 337 N 12th St was $8,252 with a homeowner's exemption.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,252.00 Homeowner's exemption	$466,114	$477,934 Land $176,000 Building $301,934
2023	$3,018.00 (-57.48%) Homeowner's exemption	$196,220 (-46.56%)	$372,028 (+1.31%) Land $176,000 Building $196,028
2022	$7,098.00	$367,208 Land $176,000 Building $191,208	$367,208 Land $176,000 Building $191,208

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 337 N 12th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 270 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	272 units insured incl. 2 condo units
Nearby Flood Claims	281 (1984–2024)
Claims Outside the SFHA	50 of 281
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 58 claims Hurricane Ian, Oct 2022 · 9 claims Hurricane Irma, Sep 2017 · 168 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 337 N 12th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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