337 Cliff Rd, Penrose, NC 28766 Property Records

Transylvania County property record for 337 Cliff Rd, Penrose, NC 28766

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 650 sqft · built 1953
Lot Size	5.85 acres (254,826 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Sep 2021)
Tax Bill	$1,134 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2021 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`9516-75-8361-000`

Property Details

APN / Parcel Number

Primary APN	`9516-75-8361-000`
Alternative APNs	`70510960` `70497890` `70614520`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	650 sqft Heated Area
Flooring	Hardwood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	254,826 sqft (5.85 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	70614520
Street Address	337 CLIFF RD
City	PENROSE
State	NC
Zip	28766-8787
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L4A OFF SR 1528
Legal Subdivision	SR 1528
Legal Tract	4
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	LITTLE RIVER
Census Block Group	1
Census Block	1026
Census Tract	960401

Owner

337 Cliff Rd is owned by an individual who acquired it in August 2024.

Source: Transylvania County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	224 HILLSIDE RD, PENROSE, NC 28766-8790
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Sep 22, 2021	Warranty Deed, Transfer
Sep 21, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Aug 12, 2020	Grant Deed, Transfer ATTORNEY ONLY
Jun 30, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Mar 17, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2021 · Amount on File
Deed Sale	Sep 22, 2021 · Amount on File
Prior Sale	Jun 30, 2020 · Amount on File
Deed Document Number	20217246
Deed Book / Page	1002 / 449
Last Transfer Date	Aug 12, 2024
Transfer Doc	0011260616
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	337 CLIFF RD, PENROSE, NC 28766-8787
Transaction Type	Mortgage
Record Updated	Nov 15, 2022
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	337 CLIFF RD, PENROSE, NC 28766-8787

Mortgage

Document Number	0009910043
Date	Jul 12, 2021
Book Page	991/43
Instrument	2021005294

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	26592

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Sep 22, 2021
Property Address	337 CLIFF RD, PENROSE, NC 28766-8787
Document Number	0010020449
Book / Page	1002 / 449
Map Reference	FILE 19 PG 177
Instrument Date	Sep 22, 2021
Instrument	2021007246
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Amount	Amount on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 536, PENROSE, NC 28766-0536

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	224 HILLSIDE RD, PENROSE, NC 28766-8790

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Sep 21, 2020
Property Address	337 CLIFF RD, PENROSE, NC 28766-8787
Document Number	0009400429
Book / Page	000940 / 000429
Instrument Date	Sep 20, 2020
Instrument	5559
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	753 JUPITER RD WEAVERVILLE NC 287879577, WEAVERVILLE, NC 28787-9577

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Aug 12, 2020
Property Address	337 CLIFF RD, PENROSE, NC 28766-8787
Document Number	0009340161
Book / Page	000934 / 000161
Instrument Date	Aug 12, 2020
Instrument	4530
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 142 PENROSE NC 287660142, PENROSE, NC 28766-0142

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Jun 30, 2020
Property Address	337 CLIFF RD, PENROSE, NC 28766-8787
Document Number	0009280133
Book / Page	000928 / 000133
Instrument Date	Jun 29, 2020
Instrument	3479
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$144.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	753 JUPITER RD WEAVERVILLE NC 287879577, WEAVERVILLE, NC 28787-9577

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Mar 17, 2020
Property Address	337 CLIFF RD, PENROSE, NC 28766-8787
Document Number	0009140268
Book / Page	000914 / 000268
Instrument Date	Mar 16, 2020
Instrument	1416
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 142 PENROSE NC 287660142, PENROSE, NC 28766-0142

Tax Assessment & Valuation

The 2026 property tax bill for 337 Cliff Rd was $1,134.

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,134.00	$236,170 (-) Land $90,000 Building $146,170	$236,170 (-) Land $90,000 Building $146,170
2025	$1,134.00	$236,170 Land $90,000 Building $146,170	$236,170 Land $90,000 Building $146,170
2023	$697.00	$105,930 Land $36,000 Building $69,930	$105,930 Land $36,000 Building $69,930

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 337 Cliff Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 337 Cliff Rd is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200

Cell Coverage

5G (outdoors only) and 4G LTE

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