337 Cedar Dr, Kearneysville, WV 25430 Property Records

Jefferson County property record for 337 Cedar Dr, Kearneysville, WV 25430

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,272 sqft · built 1975
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Mar 2026)
Tax Bill	$1,040 (2026)
Deeds & Mortgages	Dec 2023 Line of Credit Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-23-0075.0000`

Property Details

APN / Parcel Number

Primary APN	`07-23-0075.0000`
Alternative APN	`19-07-23-0075.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,272 sqft Living Area
1st Floor Area	2,328 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	50,094 sqft (1.15 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	337 CEDAR DR
City	KEARNEYSVILLE
State	WV
Zip	25430-5705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT #42 HAPPY CREEK SEC-PT 1 HIDDEN RIVER
Legal Subdivision	HAPPY CREEK
Legal Lot Number	42
Jurisdiction	JEFFERSON WV
Township / Civil Division	MIDDLEWAY
Census Block Group	2
Census Block	2020
Census Tract	972800

Owner

337 Cedar Dr is owned and occupied by two individuals who bought it in March 2026.

Source: Jefferson County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	337 CEDAR DR, KEARNEYSVILLE, WV 25430-5705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Deed of Trust, Mortgage · Line of Credit JEFFERSON SECURITY BANK
Mar 20, 2026	Warranty Deed, Transfer · USDA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 14, 2019	Special Warranty Deed, Transfer · Commercial Mortgage JEFFERSON SECURITY BANK
Feb 11, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2026 · Amount on File
Deed Sale	Mar 20, 2026 · Amount on File
Prior Sale	Jun 14, 2019 · Amount on File
Deed Document Number	20263708
Deed Book / Page	1369 / 648
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	337 CEDAR DR, KEARNEYSVILLE, WV 25430-5705
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	337 CEDAR DR, KEARNEYSVILLE, WV 25430-5705

Mortgage

Document Number	002533/109
Date	Dec 20, 2023
Book Page	2533/109
Instrument	202300014367

Lender

Name	JEFFERSON SECURITY BANK
Type	Bank
Address	MARTINSBURG, WV 25404

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WV
Recording Date	Mar 20, 2026
Property Address	337 CEDAR DR, KEARNEYSVILLE, WV 25430-5705
Document Number	001369/648
Book / Page	1369 / 648
Map Reference	MB 3 PG 28
Instrument Date	Mar 17, 2026
Instrument	202600003708
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,494.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	202600003709
Date	Mar 20, 2026
Instrument	202600003709

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

June 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JEFFERSON WV
Recording Date	Jun 14, 2019
Property Address	337 CEDAR DR, KEARNEYSVILLE, WV 25430-5705
Document Number	001225/378
Book / Page	1225 / 378
Map Reference	MB 3 PG 28
Instrument Date	May 29, 2019
Instrument	201900007141
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14405 WALTERS RD STE 200, 14405, HOUSTON, TX 77014-1345

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	201900007142
Date	Jun 14, 2019
Instrument	201900007142

Lender

Name	JEFFERSON SECURITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	366 Months
Due	Dec 12, 2049

Interest

Rate Type	Adjustable Rate

February 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	JEFFERSON WV
Recording Date	Feb 11, 2019
Property Address	337 CEDAR DR, KEARNEYSVILLE, WV 25430-5705
Document Number	0000001650
Book / Page	001219 / 000038
Instrument Date	Jan 11, 2019
Instrument	1650
Transaction Type	Foreclosure
Record Updated	Feb 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$679.80
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	337 CEDAR DR KEARNEYSVILLE WV 254305705, KEARNEYSVILLE, WV 25430-5705

Tax Assessment & Valuation

The 2026 property tax bill for 337 Cedar Dr was $1,040, up 6.2% from the year before.

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,040.00 (+6.23%)	$90,200 (+7%) Land $39,100 Building $51,100	$150,333 (+6.92%) Land $65,167 Building $85,167
2025	$979.00	$84,300 Land $32,500 Building $51,800	$140,600 Land $54,200 Building $86,400
2023	$909.00	$77,900 Land $30,100 Building $47,800	$129,900 Land $50,200 Building $79,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 337 Cedar Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1993–2018)
Claims Outside the SFHA	1 of 8
Most Recent Claim	May 2018 · river or lake flooding
Claims by Event	Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 337 Cedar Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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