337 Cardinal Rd, Louisa, VA 23093 Property Records

Louisa County property record for 337 Cardinal Rd, Louisa, VA 23093

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,722 sqft · built 2009
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Jul 2022)
Tax Bill	$1,077 (2022)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40G 1 25`

Property Details

APN / Parcel Number

Primary APN	`40G 1 25`
Alternative APNs	`29703` `28243`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,722 sqft Living Area
1st Floor Area	1,008 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	114 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	28243
Street Address	337 CARDINAL RD
City	LOUISA
State	VA
Zip	23093-4939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG
Legal Description	COUNTRYSIDE PHASE 1B PB 8/2446-2449 LOT 25 DB 1854/345 .189AC
Legal Subdivision	COUNTRYSIDE
Legal Phase	1B
Legal Lot Number	25
Jurisdiction	LOUISA VA
Township / Civil Division	LOUISA
Census Block Group	2
Census Block	2001
Census Tract	950201

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13411 LATROBE LN, CLARKSBURG, MD 20871-9419
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 25, 2021	Deed of Trust, Mortgage · VA Mortgage FORTHRIGHT FUNDING CORP
Nov 9, 2020	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2022 · Amount on Record
Deed Sale	Jul 11, 2022 · Amount on Record
Prior Sale	Nov 9, 2020 · Amount on Record
Deed Document Number	20227156
Deed Book / Page	1854 / 345
Prior Transfer Date	Nov 7, 2012
Prior Transfer Doc	01308/0624
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Jul 11, 2022
Property Address	337 CARDINAL RD, LOUISA, VA 23093-4939
Document Number	001854/345
Book / Page	1854 / 345
Map Reference	MB 8 PG 2446-2449
Instrument Date	Jun 25, 2022
Instrument	202200007156
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	NOT AVAILABLE, LAKESIDE T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13411 LATROBE LN, CLARKSBURG, MD 20871-9419

Mortgage

Document Number	0001854349
Date	Jul 11, 2022
Instrument	1854/349

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	337 CARDINAL RD, LOUISA, VA 23093-4939
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1787/211
Date	Aug 25, 2021
Book Page	1787/211
Instrument	202100010393

Lender

Name	FORTHRIGHT FUNDING CORP
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85255

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate	2.25%

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Nov 9, 2020
Property Address	337 CARDINAL RD, LOUISA, VA 23093-4939
Document Number	0000011291
Book / Page	001714 / 000245
Instrument Date	Oct 29, 2020
Instrument	11291
Transaction Type	Transfer
Record Updated	Dec 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	337 CARDINAL RD LOUISA VA 230934939, LOUISA, VA 23093-4939

Mortgage

Document Number	11292
Date	Nov 9, 2020
Book Page	001714/000249
Instrument	11292

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2050

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Municipality	Louisa Town
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$308,900 (+5.53%) Land $39,000 Building $269,900	$308,900 (+5.53%) Land $39,000 Building $269,900
2025		$292,700 (+10.58%) Land $31,000 Building $261,700	$292,700 (+10.58%) Land $31,000 Building $261,700
2023		$264,700 Land $24,000 Building $240,700
2022	$1,077.00		$264,700 Land $24,000 Building $240,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LOUISA serves 1,555 people · EPA ID VA2109450
Water Source	Purchased surface water from LOUISA COUNTY WATER AUTHORITY
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator.

Water Quality	Haloacetic acids resolved · Jan 2026 Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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