337 15th St, Otsego, MI 49078 Property Records

Allegan County property record for 337 15th St, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,208 sqft · built 2024
Lot Size	1.47 acres (64,469 sqft)
Owner	Individual Name on File
Last Sale	$324,900 (May 2024)
Tax Bill	$4,439 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-360-008-00`

Property Details

APN / Parcel Number

Primary APN	`17-360-008-00`
Alternative APN	`03-17-360-008-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,208 sqft Living Area
1st Floor Area	1,208 sqft
Basement Area	1,208 sqft
Unfinished Basement	1,208 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Ranch
Lot Area	64,469 sqft (1.47 acres)
Lot Dimensions	781 ft deep x 82.5 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	337 15TH ST
City	OTSEGO
State	MI
Zip	49078-9642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 KITSMILLER ACRES SEC 26 T1N R12W.
Legal Range	12W
Legal Township	01N
Legal Section	26
Legal Subdivision	KITSMILLERS ACRES
Legal Lot Number	8
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	3
Census Block	3028
Census Tract	31900

Owner

337 15th St is owned and occupied by an individual who bought it in May 2024.

Source: Allegan County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	337 15TH ST, OTSEGO, MI 49078-9642
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 26, 2023	Warranty Deed, Transfer ENLINE TITLE AND ESCROW, DENALI TITLE & ESCROW
Mar 10, 2023	Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC
Feb 12, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2024 · Amount on File
Deed Sale	May 29, 2024 · Amount on File
Prior Sale	Mar 10, 2023 · Amount on File
Deed Document Number	20247834
Deed Book / Page	4945 / 795
Transfer Doc	004220/945
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Recording Date	May 26, 2026
Property Address	337 15TH ST, OTSEGO, MI 49078-9642
Document Number	0000008621
Book / Page	5140 / 732
Instrument Date	May 20, 2026
Instrument	20268621
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	337 15TH ST, OTSEGO, MI 49078-9642
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008621,
Date	May 26, 2026
Book Page	5140/732
Instrument	20268621

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jun 26, 2023
Property Address	339 15TH ST, OTSEGO, MI 49078-9642
Document Number	004866/635
Book / Page	4866 / 635
Map Reference	LB 10 PG 40
Instrument Date	Jun 22, 2023
Instrument	2023009179
Transaction Type	Transfer
Record Updated	Aug 7, 2023
Title Company	ENLINE TITLE AND ESCROW, DENALI TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11878 BASS RD, MIDDLEVILLE, MI 49333-8403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1836 68TH ST SW, BYRON CENTER, MI 49315-7923
Investor	Possibly a Property Investor

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Mar 10, 2023
Property Address	339 15TH ST, OTSEGO, MI 49078-9642
Document Number	004840/673
Book / Page	4840 / 673
Map Reference	LB 10 PG 40
Instrument Date	Mar 1, 2023
Instrument	2023003028
Transaction Type	Transfer
Record Updated	Aug 7, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Tax	$240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	419 W GRANT ST, PLAINWELL, MI 49080-1530

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11878 BASS MIDDIEVIIIE ML #49333 # 49333, 49333, OTSEGO, MI 49078

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Feb 12, 2018
Property Address	339 15TH ST, OTSEGO, MI 49078-9642
Document Number	004220/945
Book / Page	4220 / 945
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	208 WABASH ST, PLAINFIELD, IN 46168-1558

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	339 15TH ST, OTSEGO, MI 49078-9642

Tax Assessment & Valuation

The 2025 property tax bill for 337 15th St was $4,439 with a homeowner's exemption, up 249.5% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Otsego Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,000 (+12.39%) Land $6,800 Building $139,200	$292,000 (+12.39%) Land $13,600 Building $278,400
2025	$4,439.00 (+249.53%) Homeowner's exemption	$129,900 Land $6,800 Building $123,100	$259,800 Land $13,600 Building $246,200
2024	$1,270.00
2023		$5,800 (+3.57%) Land $5,800	$11,600 (+3.57%) Land $11,600
2022	$170.00 Homeowner's exemption	$5,600 Land $5,600	$11,200 Land $11,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 337 15th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 337 15th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: 123.NET, Mercury Fiber, Surf Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

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